14 posts on retirement.
There is a form most people filled in once when they joined their workplace pension and have not touched since. It tells your pension provider who gets your money when you die. After April 2027 it matters more than ever. The 30-minute checklist to update yours this week.
For some people drawing pension money out before April 2027 is the right call. The three-question decision framework, who benefits, who should wait, and the one action to take this week.
From 6 April 2027 the order you draw your pension and ISA is different. Sarah, 58, £600k pension and £400k ISA, shows the new sequence, the £240k tax difference, and what to do this month.
From 6 April 2027 most unused DC pension pots move inside your estate for Inheritance Tax. The £325k nil-rate band, the £175k residence band, the £1m taper, who is actually caught, and the one action to take this month.
The Budget changes the numbers. See how plausible CGT, ISA and IHT shifts move your FIRE number, then run it on your own situation in the interactive calculator. Three things to do before 28 October.
The Bank of England held rates at 3.75% for a fifth time. See what higher mortgage costs and cautious return assumptions could do to your FIRE date, and run one check this month.
Three ages are set by the government. The one that matters is set by your money. What a good retirement calculator needs, and a free one that shows your year.
Early retirement requires careful modeling. I tested the tools that actually help UK investors plan for it.
Portfolio drawdown modeling is essential for retirement planning. I tested every tool to find the ones that actually help UK investors.
Safe Withdrawal Rate calculators tell you how much you can withdraw sustainably. I tested the best ones for UK investors to see which actually help.
FIRE calculators promise to tell you when you can retire. Most give you a number without explaining how to actually get there.
Retirement planning tools promise to tell you if you are on track. Most just show you a number. Here are the five best UK retirement planning tools that actually help you change the outcome.
Compare the top UK retirement planners and calculators. See how to check if you are on track for retirement with more than £12,500+ state pension and workplace pension planning.
Plan your retirement budget with confidence. Learn how to manage your pension withdrawals and make your savings last.