Educational use only: This platform provides information for educational purposes and should not be considered financial, investment, or legal advice.

Subscription Plans

Choose the plan that fits your financial planning needs. Transform financial anxiety into confidence with personalised guidance that adapts to your life.

✓ No credit card required✓ Cancel anytime✓ UK-based support
PersonalAdvisor

Free

Build trust in our guidance model with core features that help you understand your financial picture

£0
Even better than a free lunch.

Included

  • Personalised insightsGet recommendations that actually understand your financial habits
  • Portfolio & net worth trackingSee your complete financial picture in one place
  • Smart spend categorisationAutomatically understand where your money goes
  • 12-month cash-flow forecastSee exactly how today's decisions impact your financial future
  • Track up to five assetsGet a complete view of your financial position

Limits

  • Forecasts capped at 1 year
  • No data export
  • Single portfolio

Builder

Master your monthly budget and short-term goals with detailed forecasting and smart categorisation

£9.99/month +VAT
Same price as smashed avocado on sourdough.

Included

  • Everything in Free
  • Unlimited assets trackedTrack every investment, property, and asset
  • 10 year forecastPlan major life decisions with confidence
  • Unlimited one off expensesPlan for irregular expenses with accuracy
  • Live chat supportGet help when you need it from our UK team
  • Connect up to two bank accountsAutomatically sync your transactions for real-time insights

Limits

  • No long-term planning
  • No data export
  • Single portfolio

Investor

Achieve long-term financial confidence with extended forecasting and complete control over your financial data

£19.99/month +VAT
Avocado toast, coffee, and Financial Times.

Included

  • Everything in Free + Builder
  • 1–30+ year forecastingPlan major life decisions with confidence
  • Monthly cash flowsTrack your financial health month by month
  • CSV exportTake your data with you for deeper analysis
  • Unlimited connected accountsConnect all your financial accounts for complete visibility
  • Tax planning(Coming soon)Smart tax optimisation to maximise your savings

Limits

  • Educational use only
  • Doesn't transact on your behalf
  • Single portfolio

How Delphina Works

Get started in minutes and build financial confidence with our simple three-step process

1

Connect Your Accounts

Securely link your bank accounts and financial services for a complete picture of your financial life

2

Get Personalised Insights

Receive guidance that understands your unique financial patterns and helps you make smarter decisions

3

Build Your Financial Plan

Create and adjust your plan with confidence using clear forecasting tools and actionable recommendations

Compare Costs vs Traditional Advisors

See how much you could save over 20 years compared to traditional financial advisor fees.

Personal Financial Coaching

Get 1:1 guidance from our financial experts to create a personalized plan for your financial future.

Frequently Asked Questions