Why Delphina Exists
We believe everyone deserves access to personalised financial guidance. Delphina was born from a simple but powerful idea: democratise financial education.
Financial uncertainty. Conquered.
The Core Problem We Solve
Financial Planning Uncertainty
UK Context: 87% of UK adults worry about having enough money for retirement, according to the FCA. Traditional financial planning tools either oversimplify the future or require professional expertise that's costly and inaccessible to most.
Delphina's commitment to clarity through boldness, both in design and financial insights, making complex financial planning accessible and actionable.
Key Pain Points
- Portfolio sustainability uncertainty
- Complex financial variables (inflation, market volatility)
- Withdrawal strategy confusion
- Data fragmentation across platforms
Our Solution Approach
Brutal Financial Clarity: Delphina uses advanced forecasting and data-driven guidance to provide honest insights about your financial future.
We transform financial anxiety into confidence by giving you the tools to understand exactly where you stand and what you need to do to reach your goals.
Our Vision
A world where everyone has the tools and guidance to make informed financial decisions, regardless of their income or background.
Accessibility First
Financial guidance should be available to everyone, not just the wealthy few.
Education & Empowerment
We don't just give answers; we help you understand your financial picture.
Actionable Insights
Turn complex financial data into clear, actionable steps you can take today.
Our 3 Uniques
What makes Delphina fundamentally different in the world of personal finance.
Future-Ready Financial Planning
Go beyond simple budgeting with advanced forecasting that tests your portfolio against thousands of market scenarios. Understand exactly when you can retire, how much you can safely withdraw at the UK sustainable rate (typically 4%), and whether your current path leads to your goals.
Replace financial uncertainty with data-driven confidence.
Complete Financial Visibility
Stop juggling multiple apps and spreadsheets. We automatically sync your UK bank accounts, investments, and expenses into one unified dashboard. See your complete financial picture, assets, income, spending, and net worth, in real-time, with proper UK categorisation.
From data fragmentation to total financial clarity.
Intelligent Financial Guidance
Get expert-level insights without the expert price tag. Our smart technology analyses your complete financial situation to provide personalised recommendations on withdrawal strategies, portfolio optimisation, and wealth-building opportunities, all tailored to your specific goals and risk tolerance.
Professional-grade guidance, personalised for your journey.
The Story Behind Our Name
Why "Delphina"? It's inspired by something ancient and wise.
The Oracle of Delphi
In ancient Greece, the Oracle of Delphi was the most trusted source of wisdom and guidance. People traveled from across the ancient world to seek the Oracle's counsel on important decisions, from personal matters to state affairs.
What made the Oracle special wasn't just the predictions, it was the wisdom, clarity, and direction provided during times of uncertainty.
Modern Wisdom for Modern Money
Delphina brings that spirit of wise guidance to modern personal finance. We combine data-driven insights with human-centered wisdom to help you navigate your financial journey with confidence and clarity.
Our Philosophy
- Wisdom over complexity
- Clarity over confusion
- Guidance over guesswork
- Empowerment over dependency
Like the ancient Oracle, we're here to provide trusted guidance when you need it most.
How We're Different
Guidance, Not Just Numbers
Unlike budgeting apps that just track expenses, we provide personalised guidance based on your unique financial situation and goals. We help you understand what your numbers mean and what actions you should take.
Educational Approach
We believe in teaching financial literacy alongside providing tools. Every feature is designed to help you learn more about your finances while making better decisions.
Holistic Financial Picture
We look at your complete financial situation - income, expenses, assets, and goals - to provide truly personalised guidance that considers all aspects of your financial life.
Our Commitment
Always Improving
We're constantly evolving based on user feedback and new insights in financial psychology and behavioral economics.
Your success is our success, and we're committed to building the best possible tool to help you achieve your financial goals.
Privacy & Security
Your financial data is sensitive and personal. We've built our platform with security and privacy as fundamental principles.
We never sell your data, and we use bank-level encryption to protect your information.
Start Your Financial Journey
Take control of your financial future with personalised guidance. Join Delphina today and transform your financial planning.