4 posts on tools.
AI handles pattern recognition and scenario modelling well. Human judgement is still essential for behavioural blockers, life decisions and tax optimisation. The honest split, and four questions to ask before any app acts on your money.
OpenAI launched Finances in ChatGPT on 15 May 2026. Honest look at what it does well, where it falls short for UK households, and the one thing to do this month before the launch reaches you.
Short answer: no. No UK bank connections, no pounds, no ISAs or SIPPs. What specifically breaks, and the UK-built alternatives that do the same job properly.
Spreadsheets give you control but no clarity. I tested the tools that promise to replace your spreadsheet and found which actually deliver.