Line chart titled "30-Year Forecast" projecting three series over 30 years: Assets (cumulative net worth), Income (annual income), and Expenses (annual spending). Assets rise over the period, Income rises gradually with a step-down at retirement, and Expenses grow modestly each year. Vertical lines mark the retirement year and the financial-goal year.
Illustrative projection only
Assets compound.
Make financial decisions with confidence and avoid costly mistakes.
“I finally looked at my pension statement and had no idea if £80,000 was good or bad for my age. Delphina showed me where I stood. I was on track. I nearly cried with relief.”
Sarah M.
Surrey
Pension clarity
“Got a £15,000 pay rise and had no idea whether to invest it or pay my mortgage. Delphina showed me what each option meant for my situation. Made the decision easy.”
James T.
London
“Left my job and had no idea what to do with my old pension. Delphina showed me the options and what each one meant. The answer became clear in 15 minutes.”
Priya K.
Hampshire
Pension options
In 5 minutes, we translate your pension number into a clear plan you can act on this month.
You have probably received a pension statement. You opened it. You saw a number. You have no idea if that number means you are on track or behind.
Your pension provider shows a figure. Your bank shows transactions. Neither tells you if you will have enough.
Most people never verify their number. They are not sure they want to know anyway.
Add your accounts and know exactly where you stand.
At this rate, you'll reach your target of age 55. Well done. You may be able to increase your growth rates to get to your goal at 52
Long-form interviews with the people shaping personal finance.
Most people receive their annual pension statement and immediately feel lost. You are not alone. The key things to check: whether your projected retirement income meets your expectations, what fund you are invested in, and what annual charges you are paying. Delphina helps you understand what your number actually means. In 5 minutes, you will know where you stand. Sign up for free to find out if your pension is on track.
When you leave a job, your pension stays where it is unless you choose to move it. You have three options: leave it with your old provider, transfer it to your new employer scheme, or consolidate it into a personal pension. Each has pros and cons. Delphina helps you understand what makes sense for your specific situation. Sign up free to see your options.
This is one of the most common financial decisions people face. The answer depends on your specific situation: your mortgage rate, pension limits, emergency fund status, and retirement timeline. Delphina models your numbers and shows you the options clearly. In 5 minutes, you will see exactly what makes sense for you. Sign up free to run the numbers.
Mortgage renewal decisions are time-sensitive. Whether overpaying makes sense depends on your current rate, your lender terms, your pension situation, and your retirement timeline. Delphina helps you see the full picture before your fixed rate ends. Sign up free to understand your options.
Delphina provides personal financial clarity for the UK. Most people know they should be doing something with their money, they just don't know if what they're doing is right, whether they're on track, or what actually matters most to do next. Every financial product they've ever encountered was either too complicated, too expensive, or built for someone with a neater financial life than theirs. Delphina is built for where you actually are. It tells you clearly where you stand, what it means, and what to do next, this month, not in thirty years.
Join others already managing their money with data, not guesswork. Free to start.
