8 posts on savings.
There are 1,385 savings accounts paying above base rate. Most UK savers are not on one of them. The £350 a year gap on £10,000, and the 20-minute fix before the end of the month.
The Personal Savings Allowance is £500 for higher-rate taxpayers and £0 for additional-rate. On a £50,000 pot at 4.5%, the same money pays £1,012 a year less than the basic-rate taxpayer. The ISA fix.
Lloyds is paying 8% on £250 a month. Santander is paying 8% on £200. Ladder them both and earn roughly £234 a year. The 12-month setup before the promo ends.
From 6 April 2027, idle cash inside stocks and shares ISAs gets a flat 22% charge on interest. Who it affects, what it costs in real numbers, and the three ways to deal with it before April.
Cash ISA allowance drops from £20,000 to £12,000 from 6 April 2027 for under-65s. A 22% charge lands on idle cash inside S&S ISAs. Transfers from S&S to cash ISA are blocked. Three changes, plain English, one action each.
ONS benchmarks for UK adults at 30, 40, 50 and 60. What they really mean, what they leave out, and one specific thing to do this month.
The five-minute ISA explainer: the £20,000 allowance, the cash ISA cap coming in April 2027, what tax-free really covers, and the mistakes that waste it.
With inflation fears returning, learn how to protect your savings, choose the right accounts, and use cash flow forecasting to secure your financial future.