6 posts on career.
What salary sacrifice is, what it saves you in Income Tax and National Insurance, what it looks like over 25 years, and the one specific thing to do this month before September 2026.
A career change at 40 changes the pension maths in three ways. The lost year, the lower salary band, and the contribution rate most people forget to check. The numbers, and the one thing to do this month.
Statutory redundancy up to £16,320 in 2026, first £30,000 tax-free. The 30-day rule, the three-bucket split on day 31, and the one decision to make this month.
Made redundant in the UK? Statutory pay up to £16,320 in 2026. The 30/60/90 plan that keeps the savings alive and the next job search funded.
A mid-life career change affects your entire financial future. I found the tools that actually help you plan it properly.
A career change at 40 is increasingly common. But what does switching jobs or pivoting your career actually mean for your pension? The real numbers.