Town · South West

How Much Do You Need to Retire in Stroud?

Stroud offers a 2% above average cost of living compared to the UK average. With average house prices at £355,751 and annual living costs of £38,760, here's what you need to know about retiring comfortably in Stroud.

About Retirement Planning in Stroud

Stroud has an average house price of £355,751, which is 21% higher than the UK average of £295,000 (ONS UK House Price Index, March 2026).

Annual living costs in Stroud are estimated at £38,760, above the UK average of £38,000, reflecting the local cost of living in South West.

The local property market offers a range of options for retirees, from flats to family homes, at prices reflecting local demand and supply.

Data sources: ONS UK House Price Index, ONS Family Spending Survey, Land Registry.

Your Stroud Retirement Number

Annual Living Costs

per year

State Pension

£12,548

£12,548/yr at age 67

Gap to Fund

£26,212

Annual costs − State Pension

Retirement Number

£655,300

25× gap (4% rule)

This does not include your primary residence

Safe Withdrawal Rate:%

4% = worst case5% = optimised6% = more aggressive

Based on 4% withdrawal rate · Stroud cost of living data · UK State Pension 2026/27

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Explore Other Locations in South West

Location	Region	Avg House Price	Living Costs	Avg retirement number @ 4% SWR	Avg total net worth required
How much do you need to retire in Bath and North East Somerset	South West	£405,568	£38,760	£655,300	£1,060,868
How much do you need to retire in Bournemouth Christchurch and Poole	South West	£308,248	£35,340	£569,800	£878,048
How much do you need to retire in Bristol	South West	£347,715	£38,760	£655,300	£1,003,015
How much do you need to retire in Cheltenham	South West	£327,380	£38,760	£655,300	£982,680
How much do you need to retire in Cornwall	South West	£275,395	£38,760	£655,300	£930,695
How much do you need to retire in Cotswold	South West	£406,110	£38,760	£655,300	£1,061,410
How much do you need to retire in Dorset	South West	£328,417	£38,760	£655,300	£983,717
How much do you need to retire in East Devon	South West	£343,042	£38,760	£655,300	£998,342
How much do you need to retire in Forest of Dean	South West	£287,663	£38,760	£655,300	£942,963
How much do you need to retire in Gloucester	South West	£237,968	£38,760	£655,300	£893,268
How much do you need to retire in Mid Devon	South West	£289,219	£38,760	£655,300	£944,519
How much do you need to retire in North Devon	South West	£280,339	£38,760	£655,300	£935,639
How much do you need to retire in North Somerset	South West	£309,123	£38,760	£655,300	£964,423
How much do you need to retire in Somerset	South West	£278,634	£35,340	£569,800	£848,434
How much do you need to retire in South Gloucestershire	South West	£335,951	£38,760	£655,300	£991,251
How much do you need to retire in South Hams	South West	£346,730	£38,760	£655,300	£1,002,030
How much do you need to retire in Swindon	South West	£257,024	£38,760	£655,300	£912,324
How much do you need to retire in Teignbridge	South West	£294,685	£38,760	£655,300	£949,985
How much do you need to retire in Tewkesbury	South West	£323,453	£38,760	£655,300	£978,753
How much do you need to retire in Torbay	South West	£222,390	£38,760	£655,300	£877,690
How much do you need to retire in Torridge	South West	£271,356	£38,760	£655,300	£926,656
How much do you need to retire in West Devon	South West	£306,012	£38,760	£655,300	£961,312
How much do you need to retire in Wiltshire	South West	£324,123	£38,760	£655,300	£979,423

All locations Where can I retire today?