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Where can I retire today?

Enter your total net worth to discover UK locations where you could retire today.

Browse all locations
£

Total assets in house, pensions, investments, and other assets

%

4% is a bear case, 3% is ultra conservative, 5%+ is possible

%

0% = average lifestyle

House price: £343,042(based on your top match)

Annual spend: £38,826 per year(4% of £656,958 + £12,548 State Pension)

Locations where you can retire

1

East Devon

South West

£343,042 avg house price, £38,760/yr living costs

Total net worth needed

£998,342

Gap: £1,658View guide →
2

East Suffolk

East Of England

£284,973 avg house price, £41,040/yr living costs

Total net worth needed

£997,273

Gap: £2,727View guide →
3

South Gloucestershire

South West

£335,951 avg house price, £38,760/yr living costs

Total net worth needed

£991,251

Gap: £8,749View guide →
4

Luton

East Of England

£278,032 avg house price, £41,040/yr living costs

Total net worth needed

£990,332

Gap: £9,668View guide →
5

Dorset

South West

£328,417 avg house price, £38,760/yr living costs

Total net worth needed

£983,717

Gap: £16,283View guide →
6

Cheltenham

South West

£327,380 avg house price, £38,760/yr living costs

Total net worth needed

£982,680

Gap: £17,320View guide →
7

Breckland

East Of England

£269,164 avg house price, £41,040/yr living costs

Total net worth needed

£981,464

Gap: £18,536View guide →
8

Wiltshire

South West

£324,123 avg house price, £38,760/yr living costs

Total net worth needed

£979,423

Gap: £20,577View guide →
9

Tewkesbury

South West

£323,453 avg house price, £38,760/yr living costs

Total net worth needed

£978,753

Gap: £21,247View guide →
10

King's Lynn and West Norfolk

East Of England

£265,887 avg house price, £41,040/yr living costs

Total net worth needed

£978,187

Gap: £21,813View guide →
11

West Oxfordshire

South East

£422,096 avg house price, £34,580/yr living costs

Total net worth needed

£972,896

Gap: £27,104View guide →
12

North Somerset

South West

£309,123 avg house price, £38,760/yr living costs

Total net worth needed

£964,423

Gap: £35,577View guide →
13

Vale of White Horse

Yorkshire And The Humber

£413,205 avg house price, £34,580/yr living costs

Total net worth needed

£964,005

Gap: £35,995View guide →
14

West Devon

South West

£306,012 avg house price, £38,760/yr living costs

Total net worth needed

£961,312

Gap: £38,688View guide →
15

Trafford

North West

£380,289 avg house price, £35,340/yr living costs

Total net worth needed

£950,089

Gap: £49,911View guide →
16

Teignbridge

South West

£294,685 avg house price, £38,760/yr living costs

Total net worth needed

£949,985

Gap: £50,015View guide →
17

Warwick

West Midlands

£369,852 avg house price, £35,720/yr living costs

Total net worth needed

£949,152

Gap: £50,848View guide →
18

Stratford-on-Avon

Yorkshire And The Humber

£394,607 avg house price, £34,580/yr living costs

Total net worth needed

£945,407

Gap: £54,593View guide →
19

Mid Devon

South West

£289,219 avg house price, £38,760/yr living costs

Total net worth needed

£944,519

Gap: £55,481View guide →
20

Forest of Dean

South West

£287,663 avg house price, £38,760/yr living costs

Total net worth needed

£942,963

Gap: £57,037View guide →
21

Fenland

East Of England

£229,709 avg house price, £41,040/yr living costs

Total net worth needed

£942,009

Gap: £57,991View guide →
22

Norwich

East Of England

£225,521 avg house price, £41,040/yr living costs

Total net worth needed

£937,821

Gap: £62,179View guide →
23

Wealden

Yorkshire And The Humber

£385,544 avg house price, £34,580/yr living costs

Total net worth needed

£936,344

Gap: £63,656View guide →
24

North Devon

South West

£280,339 avg house price, £38,760/yr living costs

Total net worth needed

£935,639

Gap: £64,361View guide →
25

Cornwall

South West

£275,395 avg house price, £38,760/yr living costs

Total net worth needed

£930,695

Gap: £69,305View guide →
26

Central Bedfordshire

North West

£357,709 avg house price, £35,340/yr living costs

Total net worth needed

£927,509

Gap: £72,491View guide →
27

Torridge

South West

£271,356 avg house price, £38,760/yr living costs

Total net worth needed

£926,656

Gap: £73,344View guide →
28

Ipswich

East Of England

£213,736 avg house price, £41,040/yr living costs

Total net worth needed

£926,036

Gap: £73,964View guide →
29

New Forest

South East

£374,236 avg house price, £34,580/yr living costs

Total net worth needed

£925,036

Gap: £74,964View guide →
30

Great Yarmouth

East Of England

£208,098 avg house price, £41,040/yr living costs

Total net worth needed

£920,398

Gap: £79,602View guide →
31

Malvern Hills

West Midlands

£339,600 avg house price, £35,720/yr living costs

Total net worth needed

£918,900

Gap: £81,100View guide →
32

Lewes

Yorkshire And The Humber

£364,996 avg house price, £34,580/yr living costs

Total net worth needed

£915,796

Gap: £84,204View guide →
33

Lichfield

West Midlands

£335,962 avg house price, £35,720/yr living costs

Total net worth needed

£915,262

Gap: £84,738View guide →
34

Swindon

South West

£257,024 avg house price, £38,760/yr living costs

Total net worth needed

£912,324

Gap: £87,676View guide →
35

Solihull

West Midlands

£330,181 avg house price, £35,720/yr living costs

Total net worth needed

£909,481

Gap: £90,519View guide →
36

Bromsgrove

West Midlands

£328,099 avg house price, £35,720/yr living costs

Total net worth needed

£907,399

Gap: £92,601View guide →
37

Basildon

Yorkshire And The Humber

£355,621 avg house price, £34,580/yr living costs

Total net worth needed

£906,421

Gap: £93,579View guide →
38

Wychavon

West Midlands

£325,729 avg house price, £35,720/yr living costs

Total net worth needed

£905,029

Gap: £94,971View guide →
39

Cherwell

South East

£351,051 avg house price, £34,580/yr living costs

Total net worth needed

£901,851

Gap: £98,149View guide →
40

Bedford

North West

£330,076 avg house price, £35,340/yr living costs

Total net worth needed

£899,876

Gap: £100,124View guide →
41

Thurrock

North West

£326,531 avg house price, £35,340/yr living costs

Total net worth needed

£896,331

Gap: £103,669View guide →
42

Rushcliffe

East Midlands

£342,817 avg house price, £34,580/yr living costs

Total net worth needed

£893,617

Gap: £106,383View guide →
43

Gloucester

South West

£237,968 avg house price, £38,760/yr living costs

Total net worth needed

£893,268

Gap: £106,732View guide →
44

Derbyshire Dales

East Midlands

£340,861 avg house price, £34,580/yr living costs

Total net worth needed

£891,661

Gap: £108,339View guide →
45

Rother

Yorkshire And The Humber

£339,171 avg house price, £34,580/yr living costs

Total net worth needed

£889,971

Gap: £110,029View guide →
46

Edinburgh

Scotland

£289,857 avg house price, £36,480/yr living costs

Total net worth needed

£888,157

Gap: £111,843View guide →
47

East Renfrewshire

Scotland

£288,945 avg house price, £36,480/yr living costs

Total net worth needed

£887,245

Gap: £112,755View guide →
48

South Staffordshire

West Midlands

£307,060 avg house price, £35,720/yr living costs

Total net worth needed

£886,360

Gap: £113,640View guide →
49

Harborough

East Midlands

£335,553 avg house price, £34,580/yr living costs

Total net worth needed

£886,353

Gap: £113,647View guide →
50

Stockport

North West

£313,101 avg house price, £35,340/yr living costs

Total net worth needed

£882,901

Gap: £117,099View guide →
51

Rutland

North West

£312,870 avg house price, £35,340/yr living costs

Total net worth needed

£882,670

Gap: £117,330View guide →
52

Bournemouth Christchurch and Poole

South West

£308,248 avg house price, £35,340/yr living costs

Total net worth needed

£878,048

Gap: £121,952View guide →
53

Torbay

South West

£222,390 avg house price, £38,760/yr living costs

Total net worth needed

£877,690

Gap: £122,310View guide →
54

East Lothian

Scotland

£277,238 avg house price, £36,480/yr living costs

Total net worth needed

£875,538

Gap: £124,462View guide →
55

Monmouthshire

Wales

£322,147 avg house price, £34,580/yr living costs

Total net worth needed

£872,947

Gap: £127,053View guide →
56

Midlothian

Scotland

£272,754 avg house price, £36,480/yr living costs

Total net worth needed

£871,054

Gap: £128,946View guide →
57

Cheshire East

North West

£298,548 avg house price, £35,340/yr living costs

Total net worth needed

£868,348

Gap: £131,652View guide →
58

East Dunbartonshire

Scotland

£267,207 avg house price, £36,480/yr living costs

Total net worth needed

£865,507

Gap: £134,493View guide →
59

York

Yorkshire And The Humber

£311,177 avg house price, £34,580/yr living costs

Total net worth needed

£861,977

Gap: £138,023View guide →
60

Herefordshire

West Midlands

£279,786 avg house price, £35,720/yr living costs

Total net worth needed

£859,086

Gap: £140,914View guide →
61

Rugby

West Midlands

£277,918 avg house price, £35,720/yr living costs

Total net worth needed

£857,218

Gap: £142,782View guide →
62

Shropshire

West Midlands

£276,768 avg house price, £35,720/yr living costs

Total net worth needed

£856,068

Gap: £143,932View guide →
63

Ribble Valley

North West

£280,368 avg house price, £35,340/yr living costs

Total net worth needed

£850,168

Gap: £149,832View guide →
64

Somerset

South West

£278,634 avg house price, £35,340/yr living costs

Total net worth needed

£848,434

Gap: £151,566View guide →
65

West Northamptonshire

East Midlands

£295,271 avg house price, £34,580/yr living costs

Total net worth needed

£846,071

Gap: £153,929View guide →
66

Melton

East Midlands

£291,895 avg house price, £34,580/yr living costs

Total net worth needed

£842,695

Gap: £157,305View guide →
67

High Peak

West Midlands

£260,754 avg house price, £35,720/yr living costs

Total net worth needed

£840,054

Gap: £159,946View guide →
68

Stafford

West Midlands

£260,451 avg house price, £35,720/yr living costs

Total net worth needed

£839,751

Gap: £160,249View guide →
69

North Warwickshire

West Midlands

£258,523 avg house price, £35,720/yr living costs

Total net worth needed

£837,823

Gap: £162,177View guide →
70

Cheshire West and Chester

North West

£267,724 avg house price, £35,340/yr living costs

Total net worth needed

£837,524

Gap: £162,476View guide →
71

Exeter

Yorkshire And The Humber

£286,131 avg house price, £34,580/yr living costs

Total net worth needed

£836,931

Gap: £163,069View guide →
72

Vale of Glamorgan

Wales

£284,907 avg house price, £34,580/yr living costs

Total net worth needed

£835,707

Gap: £164,293View guide →
73

Blaby

East Midlands

£284,733 avg house price, £34,580/yr living costs

Total net worth needed

£835,533

Gap: £164,467View guide →
74

North West Leicestershire

East Midlands

£282,463 avg house price, £34,580/yr living costs

Total net worth needed

£833,263

Gap: £166,737View guide →
75

Worcester

West Midlands

£250,633 avg house price, £35,720/yr living costs

Total net worth needed

£829,933

Gap: £170,067View guide →
76

Charnwood

East Midlands

£274,038 avg house price, £34,580/yr living costs

Total net worth needed

£824,838

Gap: £175,162View guide →
77

Stirling

Scotland

£225,892 avg house price, £36,480/yr living costs

Total net worth needed

£824,192

Gap: £175,808View guide →
78

Warrington

North West

£252,610 avg house price, £35,340/yr living costs

Total net worth needed

£822,410

Gap: £177,590View guide →
79

Redditch

West Midlands

£242,852 avg house price, £35,720/yr living costs

Total net worth needed

£822,152

Gap: £177,848View guide →
80

Cardiff

Wales

£270,928 avg house price, £34,580/yr living costs

Total net worth needed

£821,728

Gap: £178,272View guide →
81

North Yorkshire

Yorkshire And The Humber

£270,845 avg house price, £34,580/yr living costs

Total net worth needed

£821,645

Gap: £178,355View guide →
82

West Lothian

Scotland

£221,136 avg house price, £36,480/yr living costs

Total net worth needed

£819,436

Gap: £180,564View guide →
83

Hinckley and Bosworth

East Midlands

£268,159 avg house price, £34,580/yr living costs

Total net worth needed

£818,959

Gap: £181,041View guide →
84

Oadby and Wigston

East Midlands

£267,880 avg house price, £34,580/yr living costs

Total net worth needed

£818,680

Gap: £181,320View guide →
85

Manchester

North West

£248,071 avg house price, £35,340/yr living costs

Total net worth needed

£817,871

Gap: £182,129View guide →
86

Newark and Sherwood

West Midlands

£234,728 avg house price, £35,720/yr living costs

Total net worth needed

£814,028

Gap: £185,972View guide →
87

Birmingham

West Midlands

£233,056 avg house price, £35,720/yr living costs

Total net worth needed

£812,356

Gap: £187,644View guide →
88

Perth and Kinross

Scotland

£213,647 avg house price, £36,480/yr living costs

Total net worth needed

£811,947

Gap: £188,053View guide →
89

Peterborough

North West

£240,475 avg house price, £35,340/yr living costs

Total net worth needed

£810,275

Gap: £189,725View guide →
90

Highland

Scotland

£211,875 avg house price, £36,480/yr living costs

Total net worth needed

£810,175

Gap: £189,825View guide →
91

Isle of Wight

North West

£240,291 avg house price, £35,340/yr living costs

Total net worth needed

£810,091

Gap: £189,909View guide →
92

Wyre Forest

West Midlands

£230,458 avg house price, £35,720/yr living costs

Total net worth needed

£809,758

Gap: £190,242View guide →
93

East Staffordshire

West Midlands

£230,353 avg house price, £35,720/yr living costs

Total net worth needed

£809,653

Gap: £190,347View guide →
94

Tamworth

West Midlands

£229,749 avg house price, £35,720/yr living costs

Total net worth needed

£809,049

Gap: £190,951View guide →
95

Tendring

Yorkshire And The Humber

£258,096 avg house price, £34,580/yr living costs

Total net worth needed

£808,896

Gap: £191,104View guide →
96

Orkney Islands

Scotland

£209,843 avg house price, £36,480/yr living costs

Total net worth needed

£808,143

Gap: £191,857View guide →
97

Dudley

West Midlands

£228,620 avg house price, £35,720/yr living costs

Total net worth needed

£807,920

Gap: £192,080View guide →
98

North Northamptonshire

East Midlands

£256,625 avg house price, £34,580/yr living costs

Total net worth needed

£807,425

Gap: £192,575View guide →
99

Nuneaton and Bedworth

West Midlands

£227,965 avg house price, £35,720/yr living costs

Total net worth needed

£807,265

Gap: £192,735View guide →
100

Cannock Chase

West Midlands

£227,197 avg house price, £35,720/yr living costs

Total net worth needed

£806,497

Gap: £193,503View guide →
101

Eastbourne

Yorkshire And The Humber

£255,473 avg house price, £34,580/yr living costs

Total net worth needed

£806,273

Gap: £193,727View guide →
102

Bury

North West

£236,357 avg house price, £35,340/yr living costs

Total net worth needed

£806,157

Gap: £193,843View guide →
103

South Kesteven

East Midlands

£252,447 avg house price, £34,580/yr living costs

Total net worth needed

£803,247

Gap: £196,753View guide →
104

South Derbyshire

East Midlands

£252,012 avg house price, £34,580/yr living costs

Total net worth needed

£802,812

Gap: £197,188View guide →
105

Broxtowe

East Midlands

£252,005 avg house price, £34,580/yr living costs

Total net worth needed

£802,805

Gap: £197,195View guide →
106

Telford and Wrekin

West Midlands

£223,330 avg house price, £35,720/yr living costs

Total net worth needed

£802,630

Gap: £197,370View guide →
107

Staffordshire Moorlands

West Midlands

£222,212 avg house price, £35,720/yr living costs

Total net worth needed

£801,512

Gap: £198,488View guide →
108

Coventry

West Midlands

£219,765 avg house price, £35,720/yr living costs

Total net worth needed

£799,065

Gap: £200,935View guide →
109

Moray

Scotland

£200,609 avg house price, £36,480/yr living costs

Total net worth needed

£798,909

Gap: £201,091View guide →
110

North Kesteven

East Midlands

£245,305 avg house price, £34,580/yr living costs

Total net worth needed

£796,105

Gap: £203,895View guide →
111

Leeds

Yorkshire And The Humber

£244,430 avg house price, £34,580/yr living costs

Total net worth needed

£795,230

Gap: £204,770View guide →
112

Aberdeenshire

Scotland

£196,787 avg house price, £36,480/yr living costs

Total net worth needed

£795,087

Gap: £204,913View guide →
113

Gedling

Yorkshire And The Humber

£243,072 avg house price, £34,580/yr living costs

Total net worth needed

£793,872

Gap: £206,128View guide →
114

Ceredigion

Wales

£242,870 avg house price, £34,580/yr living costs

Total net worth needed

£793,670

Gap: £206,330View guide →
115

Salford

North West

£223,846 avg house price, £35,340/yr living costs

Total net worth needed

£793,646

Gap: £206,354View guide →
116

Fylde

North West

£223,835 avg house price, £35,340/yr living costs

Total net worth needed

£793,635

Gap: £206,365View guide →
117

Walsall

West Midlands

£212,390 avg house price, £35,720/yr living costs

Total net worth needed

£791,690

Gap: £208,310View guide →
118

Westmorland and Furness

North West

£221,588 avg house price, £35,340/yr living costs

Total net worth needed

£791,388

Gap: £208,612View guide →
119

Wolverhampton

West Midlands

£211,922 avg house price, £35,720/yr living costs

Total net worth needed

£791,222

Gap: £208,778View guide →
120

North East Derbyshire

East Midlands

£240,298 avg house price, £34,580/yr living costs

Total net worth needed

£791,098

Gap: £208,902View guide →
121

Bassetlaw

West Midlands

£210,587 avg house price, £35,720/yr living costs

Total net worth needed

£789,887

Gap: £210,113View guide →
122

West Lancashire

North West

£238,673 avg house price, £34,580/yr living costs

Total net worth needed

£789,473

Gap: £210,527View guide →
123

Sandwell

West Midlands

£209,906 avg house price, £35,720/yr living costs

Total net worth needed

£789,206

Gap: £210,794View guide →
124

Sefton

North West

£219,161 avg house price, £35,340/yr living costs

Total net worth needed

£788,961

Gap: £211,039View guide →
125

Powys

Wales

£236,906 avg house price, £34,580/yr living costs

Total net worth needed

£787,706

Gap: £212,294View guide →
126

Hastings

Yorkshire And The Humber

£236,670 avg house price, £34,580/yr living costs

Total net worth needed

£787,470

Gap: £212,530View guide →
127

Plymouth

North West

£217,381 avg house price, £35,340/yr living costs

Total net worth needed

£787,181

Gap: £212,819View guide →
128

Isle of Anglesey

Wales

£234,538 avg house price, £34,580/yr living costs

Total net worth needed

£785,338

Gap: £214,662View guide →
129

Leicester

East Midlands

£233,480 avg house price, £34,580/yr living costs

Total net worth needed

£784,280

Gap: £215,720View guide →
130

Chorley

North West

£213,356 avg house price, £35,340/yr living costs

Total net worth needed

£783,156

Gap: £216,844View guide →
131

South Ribble

North West

£213,319 avg house price, £35,340/yr living costs

Total net worth needed

£783,119

Gap: £216,881View guide →
132

Glasgow

Scotland

£184,281 avg house price, £36,480/yr living costs

Total net worth needed

£782,581

Gap: £217,419View guide →
133

Amber Valley

East Midlands

£231,146 avg house price, £34,580/yr living costs

Total net worth needed

£781,946

Gap: £218,054View guide →
134

Newport

Wales

£230,640 avg house price, £34,580/yr living costs

Total net worth needed

£781,440

Gap: £218,560View guide →
135

Tameside

North West

£210,092 avg house price, £35,340/yr living costs

Total net worth needed

£779,892

Gap: £220,108View guide →
136

Oldham

North West

£209,728 avg house price, £35,340/yr living costs

Total net worth needed

£779,528

Gap: £220,472View guide →
137

Scottish Borders

Scotland

£180,843 avg house price, £36,480/yr living costs

Total net worth needed

£779,143

Gap: £220,857View guide →
138

Newcastle-under-Lyme

West Midlands

£199,454 avg house price, £35,720/yr living costs

Total net worth needed

£778,754

Gap: £221,246View guide →
139

Argyll and Bute

Scotland

£179,601 avg house price, £36,480/yr living costs

Total net worth needed

£777,901

Gap: £222,099View guide →
140

Rochdale

North West

£206,368 avg house price, £35,340/yr living costs

Total net worth needed

£776,168

Gap: £223,832View guide →
141

Derby

North West

£204,149 avg house price, £35,340/yr living costs

Total net worth needed

£773,949

Gap: £226,051View guide →
142

South Lanarkshire

Scotland

£175,529 avg house price, £36,480/yr living costs

Total net worth needed

£773,829

Gap: £226,171View guide →
143

Sheffield

Yorkshire And The Humber

£222,130 avg house price, £34,580/yr living costs

Total net worth needed

£772,930

Gap: £227,070View guide →
144

South Holland

East Midlands

£221,231 avg house price, £34,580/yr living costs

Total net worth needed

£772,031

Gap: £227,969View guide →
145

Erewash

East Midlands

£219,197 avg house price, £34,580/yr living costs

Total net worth needed

£769,997

Gap: £230,003View guide →
146

East Riding of Yorkshire

Yorkshire And The Humber

£218,914 avg house price, £34,580/yr living costs

Total net worth needed

£769,714

Gap: £230,286View guide →
147

Pembrokeshire

Wales

£218,377 avg house price, £34,580/yr living costs

Total net worth needed

£769,177

Gap: £230,823View guide →
148

Halton

North West

£199,256 avg house price, £35,340/yr living costs

Total net worth needed

£769,056

Gap: £230,944View guide →
149

Fife

Scotland

£170,395 avg house price, £36,480/yr living costs

Total net worth needed

£768,695

Gap: £231,305View guide →
150

Bolton

North West

£198,292 avg house price, £35,340/yr living costs

Total net worth needed

£768,092

Gap: £231,908View guide →
151

East Lindsey

East Midlands

£216,337 avg house price, £34,580/yr living costs

Total net worth needed

£767,137

Gap: £232,863View guide →
152

Bridgend

Wales

£213,319 avg house price, £34,580/yr living costs

Total net worth needed

£764,119

Gap: £235,881View guide →
153

Falkirk

Scotland

£165,754 avg house price, £36,480/yr living costs

Total net worth needed

£764,054

Gap: £235,946View guide →
154

Lancaster

North West

£194,114 avg house price, £35,340/yr living costs

Total net worth needed

£763,914

Gap: £236,086View guide →
155

Dumfries and Galloway

Scotland

£165,597 avg house price, £36,480/yr living costs

Total net worth needed

£763,897

Gap: £236,103View guide →
156

Mansfield

West Midlands

£184,520 avg house price, £35,720/yr living costs

Total net worth needed

£763,820

Gap: £236,180View guide →
157

Conwy

Wales

£212,814 avg house price, £34,580/yr living costs

Total net worth needed

£763,614

Gap: £236,386View guide →
158

Bolsover

West Midlands

£184,087 avg house price, £35,720/yr living costs

Total net worth needed

£763,387

Gap: £236,613View guide →
159

South Ayrshire

Scotland

£164,331 avg house price, £36,480/yr living costs

Total net worth needed

£762,631

Gap: £237,369View guide →
160

Nottingham

North West

£192,397 avg house price, £35,340/yr living costs

Total net worth needed

£762,197

Gap: £237,803View guide →
161

Flintshire

Wales

£210,180 avg house price, £34,580/yr living costs

Total net worth needed

£760,980

Gap: £239,020View guide →
162

Knowsley

North West

£190,657 avg house price, £35,340/yr living costs

Total net worth needed

£760,457

Gap: £239,543View guide →
163

Rossendale

North West

£190,040 avg house price, £35,340/yr living costs

Total net worth needed

£759,840

Gap: £240,160View guide →
164

Clackmannanshire

Scotland

£161,179 avg house price, £36,480/yr living costs

Total net worth needed

£759,479

Gap: £240,521View guide →
165

Preston

North West

£188,844 avg house price, £35,340/yr living costs

Total net worth needed

£758,644

Gap: £241,356View guide →
166

Angus

Scotland

£160,112 avg house price, £36,480/yr living costs

Total net worth needed

£758,412

Gap: £241,588View guide →
167

Wrexham

Wales

£207,472 avg house price, £34,580/yr living costs

Total net worth needed

£758,272

Gap: £241,728View guide →
168

Renfrewshire

Scotland

£158,755 avg house price, £36,480/yr living costs

Total net worth needed

£757,055

Gap: £242,945View guide →
169

West Lindsey

East Midlands

£206,158 avg house price, £34,580/yr living costs

Total net worth needed

£756,958

Gap: £243,042View guide →
170

Wyre

North West

£186,935 avg house price, £35,340/yr living costs

Total net worth needed

£756,735

Gap: £243,265View guide →
171

Wigan

North West

£186,749 avg house price, £35,340/yr living costs

Total net worth needed

£756,549

Gap: £243,451View guide →
172

Swansea

Wales

£205,243 avg house price, £34,580/yr living costs

Total net worth needed

£756,043

Gap: £243,957View guide →
173

Shetland Islands

Scotland

£156,982 avg house price, £36,480/yr living costs

Total net worth needed

£755,282

Gap: £244,718View guide →
174

Kirklees

Yorkshire And The Humber

£204,191 avg house price, £34,580/yr living costs

Total net worth needed

£754,991

Gap: £245,009View guide →
175

Chesterfield

East Midlands

£202,998 avg house price, £34,580/yr living costs

Total net worth needed

£753,798

Gap: £246,202View guide →
176

Gwynedd

Wales

£201,202 avg house price, £34,580/yr living costs

Total net worth needed

£752,002

Gap: £247,998View guide →
177

Liverpool

North West

£181,505 avg house price, £35,340/yr living costs

Total net worth needed

£751,305

Gap: £248,695View guide →
178

St Helens

North West

£181,417 avg house price, £35,340/yr living costs

Total net worth needed

£751,217

Gap: £248,783View guide →
179

North Lanarkshire

Scotland

£151,455 avg house price, £36,480/yr living costs

Total net worth needed

£749,755

Gap: £250,245View guide →
180

Carmarthenshire

Wales

£198,907 avg house price, £34,580/yr living costs

Total net worth needed

£749,707

Gap: £250,293View guide →
181

Torfaen

Wales

£198,866 avg house price, £34,580/yr living costs

Total net worth needed

£749,666

Gap: £250,334View guide →
182

Wakefield

Yorkshire And The Humber

£198,662 avg house price, £34,580/yr living costs

Total net worth needed

£749,462

Gap: £250,538View guide →
183

Denbighshire

Wales

£198,570 avg house price, £34,580/yr living costs

Total net worth needed

£749,370

Gap: £250,630View guide →
184

Caerphilly

Wales

£195,082 avg house price, £34,580/yr living costs

Total net worth needed

£745,882

Gap: £254,118View guide →
185

Calderdale

Yorkshire And The Humber

£191,696 avg house price, £34,580/yr living costs

Total net worth needed

£742,496

Gap: £257,504View guide →
186

Rotherham

Yorkshire And The Humber

£190,458 avg house price, £34,580/yr living costs

Total net worth needed

£741,258

Gap: £258,742View guide →
187

Ashfield

East Midlands

£188,862 avg house price, £34,580/yr living costs

Total net worth needed

£739,662

Gap: £260,338View guide →
188

Cumberland

North West

£169,707 avg house price, £35,340/yr living costs

Total net worth needed

£739,507

Gap: £260,493View guide →
189

Bradford

Yorkshire And The Humber

£186,734 avg house price, £34,580/yr living costs

Total net worth needed

£737,534

Gap: £262,466View guide →
190

Wirral

North West

£223,726 avg house price, £33,060/yr living costs

Total net worth needed

£736,526

Gap: £263,474View guide →
191

Lincoln

East Midlands

£185,514 avg house price, £34,580/yr living costs

Total net worth needed

£736,314

Gap: £263,686View guide →
192

Na h-Eileanan Siar

Scotland

£135,340 avg house price, £36,480/yr living costs

Total net worth needed

£733,640

Gap: £266,360View guide →
193

Dundee

Scotland

£134,392 avg house price, £36,480/yr living costs

Total net worth needed

£732,692

Gap: £267,308View guide →
194

Aberdeen

Scotland

£133,906 avg house price, £36,480/yr living costs

Total net worth needed

£732,206

Gap: £267,794View guide →
195

Boston

East Midlands

£178,644 avg house price, £34,580/yr living costs

Total net worth needed

£729,444

Gap: £270,556View guide →
196

North Lincolnshire

Yorkshire And The Humber

£178,222 avg house price, £34,580/yr living costs

Total net worth needed

£729,022

Gap: £270,978View guide →
197

North Ayrshire

Scotland

£130,233 avg house price, £36,480/yr living costs

Total net worth needed

£728,533

Gap: £271,467View guide →
198

East Ayrshire

Scotland

£128,845 avg house price, £36,480/yr living costs

Total net worth needed

£727,145

Gap: £272,855View guide →
199

Lisburn and Castlereagh

Northern Ireland

£233,022 avg house price, £32,300/yr living costs

Total net worth needed

£726,822

Gap: £273,178View guide →
200

West Dunbartonshire

Scotland

£127,161 avg house price, £36,480/yr living costs

Total net worth needed

£725,461

Gap: £274,539View guide →
201

Blackburn with Darwen

North West

£155,272 avg house price, £35,340/yr living costs

Total net worth needed

£725,072

Gap: £274,928View guide →
202

Doncaster

Yorkshire And The Humber

£174,216 avg house price, £34,580/yr living costs

Total net worth needed

£725,016

Gap: £274,984View guide →
203

Barnsley

Yorkshire And The Humber

£173,847 avg house price, £34,580/yr living costs

Total net worth needed

£724,647

Gap: £275,353View guide →
204

Stoke-on-Trent

North West

£150,990 avg house price, £35,340/yr living costs

Total net worth needed

£720,790

Gap: £279,210View guide →
205

Ards and North Down

Northern Ireland

£225,552 avg house price, £32,300/yr living costs

Total net worth needed

£719,352

Gap: £280,648View guide →
206

Pendle

North West

£149,487 avg house price, £35,340/yr living costs

Total net worth needed

£719,287

Gap: £280,713View guide →
207

Newcastle upon Tyne

North East

£203,273 avg house price, £33,060/yr living costs

Total net worth needed

£716,073

Gap: £283,927View guide →
208

Northumberland

North East

£203,249 avg house price, £33,060/yr living costs

Total net worth needed

£716,049

Gap: £283,951View guide →
209

Newry Mourne and Down

Northern Ireland

£218,797 avg house price, £32,300/yr living costs

Total net worth needed

£712,597

Gap: £287,403View guide →
210

Rhondda Cynon Taf

Wales

£160,647 avg house price, £34,580/yr living costs

Total net worth needed

£711,447

Gap: £288,553View guide →
211

Neath Port Talbot

Wales

£160,263 avg house price, £34,580/yr living costs

Total net worth needed

£711,063

Gap: £288,937View guide →
212

Inverclyde

Scotland

£112,529 avg house price, £36,480/yr living costs

Total net worth needed

£710,829

Gap: £289,171View guide →
213

Hyndburn

North West

£138,706 avg house price, £35,340/yr living costs

Total net worth needed

£708,506

Gap: £291,494View guide →
214

North Tyneside

North East

£193,024 avg house price, £33,060/yr living costs

Total net worth needed

£705,824

Gap: £294,176View guide →
215

Blackpool

North West

£135,792 avg house price, £35,340/yr living costs

Total net worth needed

£705,592

Gap: £294,408View guide →
216

Causeway Coast and Glens

Northern Ireland

£208,235 avg house price, £32,300/yr living costs

Total net worth needed

£702,035

Gap: £297,965View guide →
217

North East Lincolnshire

Yorkshire And The Humber

£147,912 avg house price, £34,580/yr living costs

Total net worth needed

£698,712

Gap: £301,288View guide →
218

Burnley

North West

£128,826 avg house price, £35,340/yr living costs

Total net worth needed

£698,626

Gap: £301,374View guide →
219

Merthyr Tydfil

Wales

£144,874 avg house price, £34,580/yr living costs

Total net worth needed

£695,674

Gap: £304,326View guide →
220

Antrim and Newtownabbey

Northern Ireland

£201,134 avg house price, £32,300/yr living costs

Total net worth needed

£694,934

Gap: £305,066View guide →
221

Blaenau Gwent

Wales

£137,520 avg house price, £34,580/yr living costs

Total net worth needed

£688,320

Gap: £311,680View guide →
222

Fermanagh and Omagh

Northern Ireland

£192,900 avg house price, £32,300/yr living costs

Total net worth needed

£686,700

Gap: £313,300View guide →
223

Kingston upon Hull

Yorkshire And The Humber

£134,719 avg house price, £34,580/yr living costs

Total net worth needed

£685,519

Gap: £314,481View guide →
224

Mid Ulster

Northern Ireland

£189,542 avg house price, £32,300/yr living costs

Total net worth needed

£683,342

Gap: £316,658View guide →
225

Derry City and Strabane

Northern Ireland

£185,356 avg house price, £32,300/yr living costs

Total net worth needed

£679,156

Gap: £320,844View guide →
226

Stockton-on-Tees

North East

£166,277 avg house price, £33,060/yr living costs

Total net worth needed

£679,077

Gap: £320,923View guide →
227

Armagh City Banbridge and Craigavon

Northern Ireland

£184,745 avg house price, £32,300/yr living costs

Total net worth needed

£678,545

Gap: £321,455View guide →
228

Belfast

Northern Ireland

£181,033 avg house price, £32,300/yr living costs

Total net worth needed

£674,833

Gap: £325,167View guide →
229

Darlington

North East

£159,815 avg house price, £33,060/yr living costs

Total net worth needed

£672,615

Gap: £327,385View guide →
230

South Tyneside

North East

£156,761 avg house price, £33,060/yr living costs

Total net worth needed

£669,561

Gap: £330,439View guide →
231

Gateshead

North East

£155,777 avg house price, £33,060/yr living costs

Total net worth needed

£668,577

Gap: £331,423View guide →
232

Redcar and Cleveland

North East

£155,659 avg house price, £33,060/yr living costs

Total net worth needed

£668,459

Gap: £331,541View guide →
233

Mid and East Antrim

Northern Ireland

£173,893 avg house price, £32,300/yr living costs

Total net worth needed

£667,693

Gap: £332,307View guide →
234

Sunderland

North East

£145,546 avg house price, £33,060/yr living costs

Total net worth needed

£658,346

Gap: £341,654View guide →
235

Middlesbrough

North East

£138,207 avg house price, £33,060/yr living costs

Total net worth needed

£651,007

Gap: £348,993View guide →
236

Hartlepool

North East

£136,532 avg house price, £33,060/yr living costs

Total net worth needed

£649,332

Gap: £350,668View guide →
237

County Durham

North East

£135,767 avg house price, £33,060/yr living costs

Total net worth needed

£648,567

Gap: £351,433View guide →

Note: This calculation compares your total net worth against the total net worth needed for each location. Total net worth needed = retirement pot + average house price for that area. If you already own your property outright, you may be able to retire on less.

Based on UK State Pension of £12,548/yr (2026/27) at age 67. Living costs include housing, food, utilities, transport, and healthcare.