Financial Coaches in Kensington and Chelsea
Affordable guidance to help you make the right moves with your money
Financial coaching is different from financial advice. A coach doesn't tell you what to do with your money, they help you understand your financial situation, build a plan you believe in, and stay on track. In Kensington and Chelsea, Delphina's financial coaches work with people who want to take control of their retirement planning but don't need or can't justify the cost of regulated financial advice. Coaching sessions focus on your specific situation, your goals, and the practical steps to get there.
About Retirement Planning in Kensington and Chelsea
Kensington and Chelsea has an average house price of £1,256,680, which is 326% higher than the UK average of £295,000 (ONS UK House Price Index, March 2026).
Annual living costs in Kensington and Chelsea are estimated at £50,160, above the UK average of £38,000, reflecting the local cost of living in London.
Kensington and Chelsea is among the most expensive local authority areas in the UK for property, with average prices over £800,000.
Data sources: ONS UK House Price Index, ONS Family Spending Survey, Land Registry.
Your Kensington and Chelsea Retirement Number
per year
£12,548
£12,548/yr at age 67
£37,612
Annual costs − State Pension
£940,300
25× gap (4% rule)
This does not include your primary residence
Based on 4% withdrawal rate · Assuming retirement at state pension age · Kensington and Chelsea cost of living data · UK State Pension 2026/27
Ready for Your Kensington and Chelsea Retirement?
Delphina gives you the tools and guidance to retire on your own terms, whether you want to DIY or get expert coaching.
Explore Other Locations in London
| Location | Region | Avg House Price | Living Costs | Avg retirement number @ 4% SWR | Avg total net worth required |
|---|---|---|---|---|---|
| Financial Coaching in Barking and Dagenham | London | £360,679 | £50,160 | £940,300 | £1,300,979 |
| Financial Coaching in Barnet | London | £588,293 | £50,160 | £940,300 | £1,528,593 |
| Financial Coaching in Bexley | London | £410,445 | £50,160 | £940,300 | £1,350,745 |
| Financial Coaching in Brent | London | £538,452 | £50,160 | £940,300 | £1,478,752 |
| Financial Coaching in Bromley | London | £518,311 | £50,160 | £940,300 | £1,458,611 |
| Financial Coaching in Camden | London | £772,336 | £50,160 | £940,300 | £1,712,636 |
| Financial Coaching in Croydon | London | £388,821 | £50,160 | £940,300 | £1,329,121 |
| Financial Coaching in Ealing | London | £566,930 | £50,160 | £940,300 | £1,507,230 |
| Financial Coaching in Enfield | London | £464,044 | £50,160 | £940,300 | £1,404,344 |
| Financial Coaching in Greenwich | London | £465,960 | £50,160 | £940,300 | £1,406,260 |
| Financial Coaching in Hackney | London | £611,039 | £50,160 | £940,300 | £1,551,339 |
| Financial Coaching in Hammersmith and Fulham | London | £730,674 | £50,160 | £940,300 | £1,670,974 |
| Financial Coaching in Haringey | London | £646,557 | £50,160 | £940,300 | £1,586,857 |
| Financial Coaching in Harrow | London | £530,414 | £50,160 | £940,300 | £1,470,714 |
| Financial Coaching in Havering | London | £441,241 | £50,160 | £940,300 | £1,381,541 |
| Financial Coaching in Hillingdon | London | £470,887 | £50,160 | £940,300 | £1,411,187 |
| Financial Coaching in Hounslow | London | £509,325 | £50,160 | £940,300 | £1,449,625 |
| Financial Coaching in Islington | London | £679,463 | £50,160 | £940,300 | £1,619,763 |
| Financial Coaching in Kingston upon Thames | London | £572,759 | £50,160 | £940,300 | £1,513,059 |
| Financial Coaching in Lambeth | London | £554,128 | £50,160 | £940,300 | £1,494,428 |
| Financial Coaching in Lewisham | London | £489,602 | £50,160 | £940,300 | £1,429,902 |
| Financial Coaching in London | London | £594,961 | £50,160 | £940,300 | £1,535,261 |
| Financial Coaching in Merton | London | £601,401 | £50,160 | £940,300 | £1,541,701 |
| Financial Coaching in Newham | London | £384,258 | £50,160 | £940,300 | £1,324,558 |
| Financial Coaching in Redbridge | London | £500,969 | £50,160 | £940,300 | £1,441,269 |
| Financial Coaching in Richmond upon Thames | London | £785,897 | £50,160 | £940,300 | £1,726,197 |
| Financial Coaching in Southwark | London | £564,359 | £50,160 | £940,300 | £1,504,659 |
| Financial Coaching in Sutton | London | £450,859 | £50,160 | £940,300 | £1,391,159 |
| Financial Coaching in Tower Hamlets | London | £458,392 | £50,160 | £940,300 | £1,398,692 |
| Financial Coaching in Waltham Forest | London | £528,353 | £50,160 | £940,300 | £1,468,653 |
| Financial Coaching in Wandsworth | London | £672,069 | £50,160 | £940,300 | £1,612,369 |
| Financial Coaching in Westminster | London | £844,095 | £50,160 | £940,300 | £1,784,395 |