Need comprehensive planning beyond basic budgeting? Want intelligent guidance your money app can't provide? You're not alone. You are not alone - thousands are switching to smarter financial planning.
Yolt shut down its UK app in 2023, leaving users stranded. Why trust another app that might disappear?
Yolt offered only basic expense tracking with no comprehensive financial planning or wealth building tools.
Basic spending tracking with no investment portfolio management or retirement planning capabilities.
No long-term financial forecasting, scenario planning, or comprehensive wealth management features.
No AI-powered insights or recommendations to help you make better financial decisions.
Users were left without a money management tool when Yolt shut down. Need a reliable, established platform.
| Feature | Yolt | Delphina |
|---|---|---|
| Automatic Transaction Categorisation | ✓ | ✓ |
| Investment Tracking | ✗ | ✓ |
| Long-term Planning (30+ years) | ✗ | ✓ |
| Scenario Planning & 'What-if' Analysis | ✗ | ✓ |
| AI-Powered Insights | ✗ | ✓ |
| Budgeting & Expense Tracking | ✓ | ✓ |
| Retirement Planning | ✗ | ✓ |
| Net Worth Tracking | ✗ | ✓ |
| FIRE Calculations | ✗ | ✓ |
| Active App Development | ✗ | ✓ |
Basic spending insights and savings goals. Limited to short-term financial tracking without predictive forecasting.
Future-ready planning with 30-year cash flow projections, scenario planning, and advanced forecasting for comprehensive wealth building.
Account aggregation and spending insights. Limited budget oversight without comprehensive financial integration.
Complete financial visibility across all accounts, investments, and financial goals. Comprehensive view of your entire financial life.
Basic spending insights and savings recommendations. Limited personalisation without comprehensive financial guidance.
Sophisticated personalised guidance that adapts to your unique financial situation, goals, and life circumstances for optimal decision-making.
Standard security protocols but data may be used for product recommendations and third-party financial services.
Bank-level encryption with complete data privacy. Your financial information is used only to provide personalised guidance, never for marketing.
Join Delphina and experience intelligent financial guidance with future-ready planning and complete financial visibility.
Go beyond basic money management with sophisticated planning.
Smart budgeting that adapts to your financial goals.