Moneyhub excelled at showing where your money went. Delphina shows you where your finances are headed, and whether you are on track for the life you want.
From mid-July, Moneyhub will ask you to opt in to migration to WPS Advisory. If you do not act, your account and all your data will be permanently deleted by end of August.
Export your data now: In the Moneyhub app, go to Transactions, tap the cloud icon, export as CSV. Even if you have not picked a new tool, this two-minute step keeps every option open.
Moneyhub shows you where your money has been. Transaction categorisation, spending analysis, historical trends.
Useful for: Understanding past spending patterns, tracking where your money goes.
Delphina shows you where your money is headed. 30-year projections, goal tracking, scenario planning.
Answers: Will I have enough for retirement? Can I afford a house in 5 years? Am I on track?
Moneyhub shows past spending but never answers the question that matters: will I have enough?
No retirement projections. No FIRE calculations. No understanding of whether your savings are sufficient.
No scenario planning. Cannot model how career changes, salary increases, or windfalls affect your future.
No goal-based planning. No understanding of whether you can afford a house, retirement, or other milestones.
No Monte Carlo simulations. No probability analysis. No understanding of risk to your plans.
Limited UK pension integration. No state pension projection. No understanding of your complete retirement picture.
| Feature | Moneyhub | Delphina |
|---|---|---|
| Transaction Tracking | ✓ | ✓ |
| Spending Categorisation | ✓ | ✓ |
| Net Worth Tracking | ✓ | ✓ |
| 30-Year Financial Projections | ✗ | ✓ |
| Retirement Planning | ✗ | ✓ |
| FIRE Calculations | ✗ | ✓ |
| Monte Carlo Simulations | ✗ | ✓ |
| Goal-Based Planning | ✗ | ✓ |
| Scenario Planning | ✗ | ✓ |
| UK Pension Integration | ✓ | ✓ |
| ISA Planning | ✗ | ✓ |
| Tax-Aware Planning | ✗ | ✓ |
| Active Development | ✗ | ✓ |
Compare comprehensive financial planning, retirement strategy, and long-term wealth building capabilities.
Compare spending tracking, expense management, and forward-looking budget projections.
Compare FIRE number calculations, early retirement planning, and withdrawal strategies.
Note: Moneyhub is closing August 2026
Export your Moneyhub data today. Import it into Delphina. See whether you are on track for the future you want, something Moneyhub never showed you.
Stop wondering. Get clear on your financial future with Delphina.
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