Need comprehensive planning beyond open banking? Want intelligent guidance your aggregator can't provide? You're not alone. You are not alone - thousands are switching to smarter financial planning.
MoneyHub focuses on data aggregation without comprehensive financial planning features.
Limited investment portfolio management or retirement planning capabilities.
No 30-year forecasting or comprehensive wealth planning for your financial future.
Can't test "what-if" scenarios or model different financial futures.
No AI-powered insights or recommendations to help you optimize your finances.
Shows your data but doesn't help you plan or make better financial decisions.
| Feature | MoneyHub | Delphina |
|---|---|---|
| Automatic Transaction Categorisation | ✓ | ✓ |
| Investment Tracking | ✗ | ✓ |
| Long-term Planning (30+ years) | ✗ | ✓ |
| Scenario Planning & 'What-if' Analysis | ✗ | ✓ |
| AI-Powered Insights | ✗ | ✓ |
| Bank Account Integration | ✓ | ✓ |
| Retirement Planning | ✗ | ✓ |
| Net Worth Tracking | ✓ | ✓ |
| FIRE Calculations | ✗ | ✓ |
| Financial Planning Tools | ✗ | ✓ |
Compare comprehensive financial planning capabilities, retirement planning, and investment strategies.
Compare AI-powered budgeting, predictive insights, and advanced expense management.
Compare FIRE number calculators, early retirement planning, and withdrawal strategies.
Open banking data integration and spending analysis. Limited to current financial overview without predictive forecasting.
Future-ready planning with 30-year cash flow projections, scenario planning, and advanced forecasting for comprehensive wealth building.
Account aggregation through open banking. Limited budget oversight without comprehensive financial integration.
Complete financial visibility across all accounts, investments, and financial goals. Comprehensive view of your entire financial life.
Open banking insights and spending analysis. Limited personalisation without comprehensive financial guidance.
Sophisticated personalised guidance that adapts to your unique financial situation, goals, and life circumstances for optimal decision-making.
Open banking security protocols but data may be used for product recommendations and third-party financial services.
Bank-level encryption with complete data privacy. Your financial information is used only to provide personalised guidance, never for marketing.
Join Delphina and experience intelligent financial guidance with future-ready planning and complete financial visibility.
Go beyond basic money management with sophisticated planning.
Smart budgeting that adapts to your financial goals.
Delphina provides comprehensive financial planning that goes beyond what most competitors offer - with AI-powered insights and better value.
Delphina offers more features at competitive pricing - giving you better ROI than most alternatives.
Delphina includes 30-year forecasting, retirement planning, and scenario analysis - comprehensive tools for your future.
Delphina combines budgeting, forecasting, goals, and wealth building in one powerful platform.
Delphina is UK-optimised with Open Banking, FCA awareness, and local support.