Decision page · Closes 14 August 2026
Moneyhub closes for good on 14 August 2026. If you don't opt in to the WPS Advisory migration or log in by the end of August, your data is deleted permanently. So this isn't a normal comparison page. It's a decision page, and you need to make the decision soon.
Let's be honest first: Delphina is not a Moneyhub replacement. Moneyhub was an aggregator. It showed you every account, every transaction, every subscription. If that's what you need, Snoop or Emma will serve you better, and you should go use them.
Delphina does the job Moneyhub never did. Moneyhub showed you the numbers. It never told you the verdict. You could see exactly where every pound went and still have no idea whether you were on track for the retirement you want. That question, "am I actually OK?", is the one Delphina exists to answer.
Honest ticks, honest crosses.
| Capability | Moneyhub | Delphina |
|---|---|---|
| Open banking aggregation | Forward-looking tool, not an aggregator | |
| Transaction tracking | Use Snoop or Emma alongside if you need this | |
| Net worth trajectory | Snapshot only | |
| Verdict on whether you are on track | ||
| Scenario planning (what if I…?) | ||
| UK pension and ISA awareness | ||
| Moneyhub CSV import | — | |
| Price | Shutting down 14 Aug 2026 | From £9.99/month |
Moneyhub's consumer app was free to use. Delphina costs from £9.99/month because forward-looking planning is a different product, not a different wrapper around the same data.
Three steps, in order. Do step one today even if you skip the rest.
Open the Moneyhub app: Transactions, tap the cloud icon, export as CSV. Save the file somewhere you can find it. This step is the only one that protects your data from the 14 August shutdown.
Create a Delphina account, go to Transactions, drop the CSV in. Your history is in. If you want a step-by-step walkthrough of this part, see account management help.
Delphina tells you whether you're on track for the goals you actually care about: retirement, house deposit, school fees, the next ten years. Not where money went. Where it's going, and whether that gets you there.
Moneyhub told you where your money went. That was worth knowing. Where it's going matters more.