Frustrated that Plum only handles savings? Need comprehensive planning your savings app can't provide? You're not alone. You are not alone - thousands are switching to smarter financial planning.
Plum automates small savings but offers no comprehensive financial planning. You're only saving, not planning your entire financial life.
The automation reduces control - Plum decides how much to save. Users report frustration with automated decisions they can't customize.
Limited to UK and European markets. If you're outside these regions, Plum can't help you manage your finances.
Focuses on savings, not investments. You can't track your portfolio, retirement accounts, or wealth building in Plum.
Simple spending analysis that doesn't help with long-term financial decisions or comprehensive wealth planning.
Can't model different financial futures, test "what-if" scenarios, or plan for retirement with projections.
| Feature | Plum | Delphina |
|---|---|---|
| Automatic Transaction Categorisation | ✓ | ✓ |
| Investment Tracking | ✗ | ✓ |
| Long-term Planning (30+ years) | ✗ | ✓ |
| Scenario Planning & 'What-if' Analysis | ✗ | ✓ |
| AI-Powered Insights | ✓ | ✓ |
| Retirement Planning | ✗ | ✓ |
| Goal Tracking | ✓ | ✓ |
| Net Worth Tracking | ✗ | ✓ |
| FIRE Calculations | ✗ | ✓ |
| Comprehensive Planning | ✗ | ✓ |
Delphina gives you comprehensive planning - budgeting, investments, goals, and long-term planning in one platform.
Delphina provides comprehensive financial planning that goes beyond what most competitors offer - with AI-powered insights and better value.
Delphina offers more features at competitive pricing - giving you better ROI than most alternatives.
Delphina includes 30-year forecasting, retirement planning, and scenario analysis - comprehensive tools for your future.
Delphina combines budgeting, forecasting, goals, and wealth building in one powerful platform.
Delphina is UK-optimised with Open Banking, FCA awareness, and local support.