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Cashflow+ is designed for financial advisors and professionals. Not accessible to individuals for personal finance management.
Complex interface that requires professional financial expertise to use effectively. Too overwhelming for regular users.
Business pricing model for financial professionals. Not affordable for individual personal finance use.
Designed for professionals who already understand financial planning. Not suitable for DIY personal finance.
Not designed for casual personal finance users. Requires training and professional background to navigate.
Only handles cash flow analysis, not comprehensive personal finance including budgeting, investments, and planning.
| Feature | Cashflow+ | Delphina |
|---|---|---|
| Automatic Transaction Categorisation | ✗ | ✓ |
| Budget Management | ✗ | ✓ |
| Investment Tracking | ✗ | ✓ |
| Long-term Planning (30+ years) | ✓ | ✓ |
| Scenario Planning & 'What-if' Analysis | ✓ | ✓ |
| AI-Powered Insights | ✗ | ✓ |
| Bank Account Integration | ✗ | ✓ |
| Retirement Planning | ✗ | ✓ |
| Net Worth Tracking | ✗ | ✓ |
| DIY Personal Finance | ✗ | ✓ |
Cash flow analysis and basic forecasting. Limited to financial modelling without comprehensive personal guidance.
Future-ready planning with 30-year cash flow projections, scenario planning, and advanced forecasting for comprehensive wealth building.
Financial modelling and cash flow analysis. Limited budget oversight without comprehensive financial integration for individuals.
Complete full picture budgeting across all accounts, investments, and financial goals. Comprehensive view of your entire financial life.
Cash flow analysis and basic forecasting. Limited personalisation without comprehensive individual financial guidance.
Sophisticated personalised guidance that adapts to your unique financial situation, goals, and life circumstances for optimal decision-making.
Standard security protocols for financial modelling. Data may be used for product recommendations and third-party services.
Bank-level encryption with complete data privacy. Your financial information is used only to provide personalised guidance, never for marketing.
Join Delphina and experience intelligent financial guidance with future-ready planning and complete financial visibility.
Get Started FreeDelphina provides comprehensive financial planning that goes beyond what most competitors offer - with AI-powered insights and better value.
Delphina offers more features at competitive pricing - giving you better ROI than most alternatives.
Delphina includes 30-year forecasting, retirement planning, and scenario analysis - comprehensive tools for your future.
Delphina combines budgeting, forecasting, goals, and wealth building in one powerful platform.
Delphina is UK-optimised with Open Banking, FCA awareness, and local support.