Frustrated by high minimum investments and advisor fees? Want comprehensive planning without the wealth management costs? You're not alone. You are not alone - thousands are switching to smarter financial planning.
Requires large investment minimums to access their services. Not accessible to average individuals.
High fees for wealth management services. Ongoing costs that significantly impact investment returns.
Not a DIY tool - requires working with advisors for all financial decisions. Can't manage your own finances.
Focuses on managing wealth, not comprehensive financial planning. Doesn't help with everyday budgeting.
Service designed for high net worth individuals. Not suitable for regular people planning their finances.
Requires multiple meetings and significant time investment. Not a simple self-service platform.
| Feature | Marygold | Delphina |
|---|---|---|
| Automatic Transaction Categorisation | ✗ | ✓ |
| Budget Management | ✗ | ✓ |
| Investment Tracking | ✓ | ✓ |
| Long-term Planning (30+ years) | ✓ | ✓ |
| Scenario Planning & 'What-if' Analysis | ✓ | ✓ |
| AI-Powered Insights | ✗ | ✓ |
| Bank Account Integration | ✗ | ✓ |
| Retirement Planning | ✓ | ✓ |
| Net Worth Tracking | ✓ | ✓ |
| DIY Personal Finance | ✗ | ✓ |
Wealth management and investment tracking. Limited to portfolio analysis without comprehensive personal guidance.
Future-ready planning with 30-year cash flow projections, scenario planning, and advanced forecasting for comprehensive wealth building.
Investment tracking and portfolio analysis. Limited budget oversight without comprehensive financial integration for individuals.
Complete financial visibility across all accounts, investments, and financial goals. Comprehensive view of your entire financial life.
Portfolio analysis and investment tracking. Limited personalisation without comprehensive individual financial guidance.
Sophisticated personalised guidance that adapts to your unique financial situation, goals, and life circumstances for optimal decision-making.
Professional security protocols for wealth management. Data may be used for product recommendations and third-party services.
Bank-level encryption with complete data privacy. Your financial information is used only to provide personalised guidance, never for marketing.
Join Delphina and experience intelligent financial guidance with future-ready planning and complete financial visibility.
Get Started FreeDelphina provides comprehensive financial planning that goes beyond what most competitors offer - with AI-powered insights and better value.
Delphina offers more features at competitive pricing - giving you better ROI than most alternatives.
Delphina includes 30-year forecasting, retirement planning, and scenario analysis - comprehensive tools for your future.
Delphina combines budgeting, forecasting, goals, and wealth building in one powerful platform.
Delphina is UK-optimised with Open Banking, FCA awareness, and local support.