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Cashflow+ vs Delphina for Financial Planning

Comprehensive comparison for long-term financial planning, wealth building, and retirement planning.

Financial Planning Features

Cashflow+

Cash flow analysis
Basic forecasting
Financial modelling
No 30-year cash flow forecasting
No scenario planning tools

Delphina

30-year cash flow forecasting
Advanced scenario planning
Comprehensive retirement planning
Wealth building strategies
Monte Carlo simulations

Financial Planning Capabilities

Long-term Goal Planning

Cashflow+

Cash flow analysis with basic forecasting and financial modelling. Focuses on cash flow analysis without comprehensive wealth building strategies.

Delphina

Comprehensive long-term goal planning with 30-year projections, retirement scenarios, investment planning, and wealth building strategies.

Retirement Planning

Cashflow+

Basic forecasting capabilities without comprehensive retirement planning or detailed retirement income analysis.

Delphina

Advanced retirement planning with detailed pension analysis, state pension forecasting, retirement age scenarios, and comprehensive income planning.

Financial Forecasting

Cashflow+

Cash flow analysis and basic forecasting. Limited to cash flow analysis without comprehensive financial planning integration.

Delphina

Advanced financial forecasting with 30-year cash flow projections, scenario planning, Monte Carlo simulations, and comprehensive planning integration.

UK Financial Planning Features

Cashflow+

  • • Basic UK cash flow analysis
  • • No UK-specific tax planning
  • • No pension optimisation
  • • No ISA planning tools
  • • Limited UK regulatory features

Delphina

  • • State pension forecasting
  • • ISA and pension optimisation
  • • UK tax planning strategies
  • • Lifetime ISA guidance
  • • UK regulatory compliance

Choose Your Financial Planning Tool

Choose Cashflow+ if you:

  • • Need cash flow analysis
  • • Want basic forecasting
  • • Focus on financial modelling
  • • Don't need comprehensive planning
  • • Prefer cash flow-focused tools

Choose Delphina if you:

  • • Need comprehensive financial planning
  • • Want 30-year cash flow forecasting
  • • Require retirement planning tools
  • • Need wealth building strategies
  • • Want UK-specific financial planning

Ready for comprehensive financial planning?

Experience Delphina's advanced financial planning tools with 30-year forecasting and UK-specific features.

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