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Looking for a Transact alternative?

Tired of Platform Tools Without Personal Planning?

Frustrated that Transact focuses on financial platforms without personal financial planning? You are not alone - thousands are seeking tools that combine platform features with personal guidance.

The Transact Pain Points We Hear Every Day

"Platform tools only!"

Transact focuses exclusively on financial platforms, completely ignoring personal financial planning and individual wealth management needs.

"No personal planning!"

Transact provides zero capability for personal financial planning, budgeting, or individual wealth management - it's just platform tools.

"Platform focus only!"

Transact requires complex platform implementation with lengthy setup times, making it inaccessible for personal financial planning.

"Platform pricing!"

Transact charges platform-level pricing that's completely out of reach for personal financial planning and individual wealth management.

"No individual guidance!"

Transact offers platform tools without personalised financial guidance, individual recommendations, or personal wealth planning.

"Platform features only!"

Transact focuses purely on financial platform features without providing accessible financial planning tools or personal wealth management capabilities.

Quick Feature Comparison

FeatureTransactDelphina
Financial Platform✓✗
Personal Financial Planning✗✓
Long-term Planning (30+ years)✗✓
Personalised Financial Guidance✗✓
30-Year Cash Flow Forecasting✗✓
Comprehensive Financial Planning✗✓
Budget Management✗✓
Accessible Pricing✗✓
Individual Wealth Management✗✓
Annual CostPlatform pricingFree tier available

Deep Dive Comparisons

Financial Planning

Compare platform tools vs personal planning.

Explore Financial Planning

Budgeting

Compare platform tools vs personal budgeting.

Explore Budgeting

FIRE Tracking

Compare platform tools vs FIRE planning.

Explore FIRE Tracking

Ready to take control of your financial future?

Join Delphina and experience intelligent financial guidance with future-ready planning and complete financial visibility.

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Frequently Asked Questions

How is Delphina different from transact?

Delphina provides comprehensive financial planning that goes beyond what most competitors offer - with AI-powered insights and better value.

Is Delphina cheaper than transact?

Delphina offers more features at competitive pricing - giving you better ROI than most alternatives.

Can Delphina help with long-term planning?

Delphina includes 30-year forecasting, retirement planning, and scenario analysis - comprehensive tools for your future.

Does Delphina have better features?

Delphina combines budgeting, forecasting, goals, and wealth building in one powerful platform.

Is Delphina better for UK users?

Delphina is UK-optimised with Open Banking, FCA awareness, and local support.