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Basic functionality only. Missing essential financial planning tools that comprehensive platforms offer.
New app with limited maturity. Users report bugs and reliability issues.
Basic analytics that don't provide deep financial insights or recommendations.
Bank connection problems reported. Unreliable data synchronization.
Cannot see beyond basic tracking. No 30-year forecasting or wealth planning.
Limited support for UK-specific financial products like pensions and ISAs.
| Feature | Nestee | Delphina |
|---|---|---|
| Automatic Transaction Categorisation | ✗ | ✓ |
| Investment Tracking | ✗ | ✓ |
| Long-term Planning (30+ years) | ✗ | ✓ |
| Scenario Planning & 'What-if' Analysis | ✗ | ✓ |
| AI-Powered Insights | ✗ | ✓ |
| Budgeting & Expense Tracking | ✓ | ✓ |
| Retirement Planning | ✗ | ✓ |
| Net Worth Tracking | ✗ | ✓ |
| FIRE Calculations | ✗ | ✓ |
| UK ISA Support | ✗ | ✓ |
Basic financial planning tools with goal tracking and simple budgeting features. Limited to short-term planning without comprehensive future forecasting.
Advanced financial planning with 30-year cash flow projections, scenario planning, and comprehensive wealth building strategies for your entire financial future.
Basic goal tracking and budgeting features. Limited financial oversight without comprehensive account integration and visibility.
Complete financial visibility across all accounts, investments, and financial goals. Comprehensive view of your entire financial life with intelligent guidance.
Basic planning tools and goal tracking. Limited personalisation without comprehensive financial guidance and advanced insights.
Sophisticated personalised guidance that adapts to your unique financial situation, goals, and life circumstances for optimal decision-making.
Standard security features but data may be used for product recommendations and third-party financial services integration.
Bank-level encryption with complete data privacy. Your financial information is used only to provide personalised guidance, never for marketing.
Join Delphina and experience intelligent financial guidance with future-ready planning and complete financial visibility.
Go beyond basic planning with sophisticated financial forecasting.
Smart budgeting that adapts to your financial goals.
Delphina provides comprehensive financial planning that goes beyond what most competitors offer - with AI-powered insights and better value.
Delphina offers more features at competitive pricing - giving you better ROI than most alternatives.
Delphina includes 30-year forecasting, retirement planning, and scenario analysis - comprehensive tools for your future.
Delphina combines budgeting, forecasting, goals, and wealth building in one powerful platform.
Delphina is UK-optimised with Open Banking, FCA awareness, and local support.