Frustrated with AI tools that do not connect to your real accounts? Want comprehensive planning beyond basic AI features? You are not alone - thousands are seeking intelligent financial planning that actually knows your situation.
Basic AI functionality without real integration to your financial accounts. Can't access real financial data.
Can't connect to bank accounts or pull real-time financial information. Working blind without actual data.
Simple AI chatbot features without comprehensive planning tools. Can't do real financial planning.
AI provides generic responses not tailored to your specific financial situation, goals, or circumstances.
Missing essential features like retirement planning, FIRE calculations, scenario modeling, or goal tracking.
Not designed with UK users in mind. Missing UK-specific features like state pension planning or tax optimisation.
| Feature | Aida Finance | Delphina |
|---|---|---|
| Automatic Transaction Categorisation | ✗ | ✓ |
| Budget Management | ✗ | ✓ |
| Investment Tracking | ✗ | ✓ |
| Long-term Planning (30+ years) | ✗ | ✓ |
| Scenario Planning & 'What-if' Analysis | ✗ | ✓ |
| AI-Powered Insights | ✓ | ✓ |
| Bank Account Integration | ✗ | ✓ |
| Retirement Planning | ✗ | ✓ |
| Net Worth Tracking | ✗ | ✓ |
| FIRE Calculations | ✗ | ✓ |
AI-powered insights and automated expense tracking with smart categorisation. Focuses on day-to-day financial management without long-term strategic planning.
Advanced AI-driven financial guidance with 30-year cash flow projections, scenario planning, and comprehensive wealth building strategies for your entire financial future.
Smart expense tracking and categorisation with AI insights. Limited to expense management without comprehensive financial integration.
Complete financial visibility across all accounts, investments, and financial goals. Comprehensive view of your entire financial life with intelligent guidance.
AI-powered insights for current financial management. Limited long-term planning capabilities without comprehensive future forecasting.
Sophisticated long-term planning with 30-year cash flow projections, retirement scenarios, and wealth building strategies for comprehensive financial security.
AI processing may involve data analysis for insights generation. Potential data usage for improving AI algorithms and recommendations.
Bank-level encryption with complete data privacy. Your financial information is used only to provide personalised guidance, never for marketing or AI training.
Join Delphina and experience intelligent financial guidance with future-ready planning and complete financial visibility.
Go beyond basic AI insights with sophisticated financial planning.
Smart budgeting that adapts to your financial goals.
Delphina provides comprehensive financial planning that goes beyond what most competitors offer - with AI-powered insights and better value.
Delphina offers more features at competitive pricing - giving you better ROI than most alternatives.
Delphina includes 30-year forecasting, retirement planning, and scenario analysis - comprehensive tools for your future.
Delphina combines budgeting, forecasting, goals, and wealth building in one powerful platform.
Delphina is UK-optimised with Open Banking, FCA awareness, and local support.