The scores
Moneybox reviews well where it is listed. Apple App Store (GB) has it at 4.8 out of 5 from 77,185 ratings.
Review scores by platform
Apple App Store (GB)
4.8/ 54.8 out of 5
Based on 77,185 ratings.
Retrieved 21 July 2026.
Read Moneybox reviews on Apple App Store (GB)(opens Apple App Store (GB) in a new tab)
Scores are whatever the platform showed on the date given. They move.
What reviewers praise
- 4.8 in the UK App Store from over 77,000 ratings
- Round-ups are the feature people credit with getting them started
- Having a Lifetime ISA, Cash ISA and pension in one app suits people who want it simple
What reviewers complain about
- Three layers of charge, subscription plus platform fee plus fund fee, are hard to add up
- The flat £1 a month bites hardest on the smallest balances, which is the opposite of what you want when starting out
- Fees are settled by selling holdings rather than by direct debit, so they are easy to miss
What reviewers keep asking for
- No projection of whether your contributions get you to a retirement you would accept
- No view of pensions or accounts held anywhere else
- Nothing that models UK tax across your whole position rather than one product
How it compares feature by feature
This page is about what users say. For the feature comparison, see Delphina vs Moneybox.
What reviewers asked for that is missing
Those requests are roughly what Delphina is for. It is UK-first, so pensions, ISAs and UK tax are the default rather than a workaround, and the projections run to retirement rather than to month end.
It is not a replacement for what Moneybox is good at, and plenty of people sensibly run both. The free plan is £0, no card.
More on Moneybox
Moneybox: common questions
Yes. Moneybox is an established product in the investing category, with 77,185 ratings on Apple App Store (GB).
Three layers of charge, subscription plus platform fee plus fund fee, are hard to add up. The flat £1 a month bites hardest on the smallest balances, which is the opposite of what you want when starting out. Fees are settled by selling holdings rather than by direct debit, so they are easy to miss.
No. Reviewers raise this directly: no view of pensions or accounts held anywhere else. Delphina is built around them, if that is the gap you are trying to close.
Read the volume as well as the score. Apple App Store (GB) shows 77,185 ratings, and a score built on a small number of reviews moves a long way on a handful of opinions. The same caveat applies to every product in this category, ours included.