What Boldin costs
Boldin charges $144 per year, rising to $3,200 per one-off on the top tier. There is a free tier below that. Verified 21 July 2026.
The plans, side by side
| Plan | Price | Included | Not included |
|---|---|---|---|
| Basic | Price$0per year | Included
| Not included
|
| PlannerPlus | Price$144per year | Included
| Not included
|
| Boldin Advisors | Price$3,200one-off payment | Included
| Not included
|
- Free tier: yes. The Basic tier is free and builds a genuine plan, which is more than most free tiers in this category offer.
- Billing currency: Boldin bills in US dollars, so a UK card is charged an FX fee on top at every renewal.
Prices taken from Boldin’s own pricing page(opens in a new tab), checked 21 July 2026.
What Delphina costs
Priced in pounds, billed monthly, cancel whenever. No percentage of your pot.
- Free
- £0per month
- Wealth Builder
- £9.99per month
- Investor
- £19.99per month
Full Delphina pricing (https://delphina.money/pricing)
Which plan you would actually be on
- Basic at $0 per year is the tier that covers build a personalised plan.
- PlannerPlus at $144 per year is the tier that covers everything in basic.
- Boldin Advisors at $3,200 per one-off is the tier that covers a written plan from a certified financial planner professional.
Boldin suits us savers who want deep retirement modelling and are happy to drive it themselves, so that is the lens to pick a tier through.
What the price does not cover
- Boldin bills in US dollars, so a UK card is charged an FX fee on top at every renewal.
- The Basic tier is free and builds a genuine plan, which is more than most free tiers in this category offer.
- Account linking
- Tax projections and Monte Carlo analysis
- Unlimited Boldin AI
Feature by feature
This page is about price. For the feature-by-feature comparison, see Delphina vs Boldin.
Where Delphina fits
Delphina's Free plan is £0 with no time limit and no card. Wealth Builder is £9.99 a month, Investor £19.99, both billed in pounds.
Boldin is the strongest tool in this batch for anyone planning a US retirement, and the free tier is unusually generous. For a UK saver the entire tax and account model is wrong: there is no ISA, no SIPP, no annual allowance. Delphina does the same job with UK rules, priced in pounds at Free, £9.99 a month or £19.99 a month.
More on Boldin
Boldin: common questions
Boldin costs $144 per year. Prices were checked on 21 July 2026.
Yes. The Basic tier is free and builds a genuine plan, which is more than most free tiers in this category offer. The paid tiers add the features listed above.
Boldin bills in US dollars, so a UK card is charged an FX fee on top at every renewal. The size of that fee is set by your card issuer, not by Boldin, so check your card's terms.
The decision-relevant difference is that PlannerPlus adds everything in basic. Basic covers build a personalised plan.
There are cheaper tools in the investing category, though most trade away something Boldin does well. Delphina has a free tier at £0 with no card and no expiry, and Wealth Builder at £9.99 a month; the trade-off is that it is built around UK pensions, ISAs and tax rather than the job Boldin does for us savers who want deep retirement modelling and are happy to drive it themselves.