Frustrated that Boldin only focuses on retirement planning? Need comprehensive financial planning that covers your entire financial picture? You're not alone. You are not alone - thousands are switching to smarter financial planning.
Boldin is primarily designed for US users with US tax rules, Social Security, and retirement accounts. If you're in the UK or Europe, you're out of luck.
Boldin focuses narrowly on retirement projections. It doesn't help with day-to-day budgeting, goal tracking, or comprehensive wealth building.
Many users find Boldin's interface overwhelming with too many options and a steep learning curve. It's not intuitive for casual users.
Boldin doesn't connect to your bank accounts for automatic transaction import. You need to manually enter everything or use third-party aggregators.
Boldin is not a budgeting tool. It doesn't help you track spending, create budgets, or manage your day-to-day finances.
You're paying $144/year for a tool that only handles retirement projections. It's not comprehensive financial planning - it's a retirement calculator with extra features.
| Feature | Boldin | Delphina |
|---|---|---|
| Automatic Bank Sync | ✗ | ✓ |
| Comprehensive Budgeting | ✗ | ✓ |
| Investment Tracking | ✗ | ✓ |
| Long-term Planning (30+ years) | ✓ | ✓ |
| Scenario Planning & 'What-if' Analysis | ✓ | ✓ |
| AI-Powered Insights | ✗ | ✓ |
| Goal Tracking | ✗ | ✓ |
| Net Worth Tracking | ✗ | ✓ |
| FIRE Calculations | ✗ | ✓ |
| UK/Europe Support | ✗ | ✓ |
| Annual Cost | $144/year | Free tier available |
Delphina gives you complete financial visibility - budgeting, investments, goals, and long-term planning in one powerful platform. No more juggling multiple apps.
See how Delphina's comprehensive planning beats Boldin's narrow retirement focus.
Discover budgeting features Boldin doesn't offer - automatic sync, categories, alerts.
Delphina's FIRE calculations help you achieve financial independence faster.
Only handles retirement planning. No budgeting, goal tracking, or day-to-day financial management. You're using multiple apps to cover what Delphina does in one.
Complete financial planning - budgets, investments, goals, retirement, and wealth building. One platform for your entire financial life.
Built for US users with US tax rules, Social Security, and retirement accounts. Limited functionality for UK and European users.
Designed for UK and European users with multi-currency support, local tax rules, and international functionality.
$144/year for narrow retirement focus only. No budgeting, no comprehensive planning. You'll need additional apps.
Free tier with comprehensive features. Premium plans at ~£100/year include everything - budgeting, planning, goals, investments.
Delphina provides comprehensive financial planning that goes beyond what most competitors offer - with AI-powered insights and better value.
Delphina offers more features at competitive pricing - giving you better ROI than most alternatives.
Delphina includes 30-year forecasting, retirement planning, and scenario analysis - comprehensive tools for your future.
Delphina combines budgeting, forecasting, goals, and wealth building in one powerful platform.
Delphina is UK-optimised with Open Banking, FCA awareness, and local support.