The short answer
Boldin gives you 14 days free and does not ask for a card to start, so access simply stops at the end. Verified 21 July 2026.
During the 14 days
Nothing is held back. The trial is the full product for 14 days, which is long enough to see a full pay cycle through.
When it ends
On day 14 access stops. No card was taken, so nothing is charged and there is nothing to cancel.
How to cancel
Boldin publishes a 14-day free trial on PlannerPlus, after which the annual charge applies. Because the charge is annual rather than monthly, set a reminder for day twelve. The Basic tier is free indefinitely, so you can drop back to it rather than paying.
Cancellation processes change. Check Boldin's own page before you rely on this.
Free options in the same category
Several tools in the investing category have permanent free tiers rather than trials, and each gives up something different: usually either the account connections or the depth of analysis. Delphina's free plan is one of them, and it gives up the deeper scenario modelling that the paid plans carry.
For what Boldin costs once the trial is over, see Boldin pricing.
Trying Delphina instead
Delphina does not run a trial, because the Free plan does not expire. No card, no countdown, nothing to cancel. If it turns out to be useful, Wealth Builder is £9.99 a month. If it is not, leave it alone and it costs nothing.
More on Boldin
Boldin: common questions
14 days. Verified on 21 July 2026.
No. Boldin does not ask for a card to start the trial, so it ends rather than rolling into a charge.
Access stops. You are not charged, because no card was taken.
Boldin publishes a 14-day free trial on PlannerPlus, after which the annual charge applies. Because the charge is annual rather than monthly, set a reminder for day twelve. The Basic tier is free indefinitely, so you can drop back to it rather than paying.
Yes, and it is worth separating from the trial. The Basic tier is free and builds a genuine plan, which is more than most free tiers in this category offer.
It depends what you are replacing. For day to day spending, several UK apps have permanent free tiers with limited features. For the pension and retirement side, Delphina's free plan is £0 with no card and no expiry, though it is not a like-for-like replacement for what Boldin does for us savers who want deep retirement modelling and are happy to drive it themselves.