Mortgage Payoff Calculator
Calculate your UK mortgage payments, compare overpayment strategies vs investing in global markets, and see your path to being mortgage-free.
Calculator Inputs
Basic Details
Overpayment Options
Extra payment made once at the start
Investment Comparison
Default 10% represents historical global market average
Default 2% for conservative property value appreciation
Include CGT in calculations
Investment vs Mortgage Payoff
Investment Value
£265,367
Interest Saved
£32,561
Net Benefit of All Investment Strategies
£111,920
Investing overpayments beats payoff-first strategy by this amount
Investment Breakdown
Total Contributions£60,000
Investment Gains+£205,367
Final Value£265,367
Frequently Asked Questions
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