Is a financial coach the same as a financial advisor?

No. A financial advisor often recommends specific regulated products like investments or insurance, and may earn commission on what they sell. A financial coach focuses on helping you understand your situation and make your own decisions, without selling products or receiving commission from product providers.

What happens in a coaching session?

In your first session, your coach will review your complete financial picture and help you identify your priorities. You'll leave with two or three specific actions to take before your next session, not a long wish list. Follow-up sessions track progress and adjust your approach as needed.

Do I need to be good with money to work with a coach?

No. Coaches work with people at all levels of financial confidence. You don't need to be 'good with money' - you just need to be willing to learn and take action. Many of the most successful coaching clients are people who have avoided thinking about money because it felt overwhelming.

How is Delphina coaching different from other financial coaching?

Most financial coaches charge hourly rates and have limited availability. Delphina coaching offers ongoing support with regular sessions, unlimited email access between sessions, and a money-back guarantee. We have no incentive to recommend suboptimal products - we earn a flat coaching fee, not commission.

What Does a Financial Coach Do?

Clarity on where you stand. Two or three things to do next. No products to sell.

Syd Lawrence

9 June 2026

The Short Answer

A financial coach helps you understand your complete financial picture, identify what matters most, and create a clear action plan for the next month - not someday.

They do not sell financial products. They do not receive commission from product providers. They are paid by you, to work in your interests.

What Coaching Gives You

Clarity on Where You Stand

Understand your complete financial picture - assets, debts, income, outgoings, pensions, goals

Two or Three Things to Do

Not a long wish list. Specific actions to focus on this month, based on your situation

100% in Your Corner

No commission. No products to sell. Just someone working for your interests

Honest Assessment

Real feedback on whether your plans are realistic, not what you want to hear

Coaching vs Financial Advice

Financial Advice

Recommends specific regulated products
May earn commission on sales
Focused on products, not your picture
Often limited to complex situations

Financial Coaching

Helps you understand your options
No commission from anyone
Focused on your complete picture
Right for anyone who wants clarity

Ready to Get Clarity?

Book a session with a Delphina coach. No regulated products. No commissions. Just clarity on where you stand and what to do next.

Book a Coaching Session Learn More About Coaching

Frequently Asked Questions

A financial coach helps you understand your complete financial picture, identify what matters most, and create a clear action plan. Unlike financial advisors who recommend specific products, coaches help you understand your options so you can make informed decisions. They provide clarity, accountability, and support without selling anything.