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Wealthify reviews: what users actually say

Wealthify scores 8.5 out of 10 on Finder UK from Finder Score, informed by 165 customer reviews. Here is what that score is actually made of, drawn from the review platforms themselves rather than from us.

Information, not financial advice. Prices and terms change; check the source before you buy.

The scores

Wealthify reviews well where it is listed. Finder UK has it at 8.5 out of 10 from Finder Score, informed by 165 customer reviews.

Review scores by platform

Scores are whatever the platform showed on the date given. They move.

What reviewers praise

  • Finder UK calls the fee structure simple with no hidden charges, and rates fees 8.8 out of 10
  • The range of tax-efficient accounts, including ISA, Junior ISA and pension, is called out as a strength
  • Finder UK reports that 73% of customers it surveyed in 2026 would recommend Wealthify to a friend

What reviewers complain about

  • Finder UK lists the minimum deposits as a barrier, at double some robo-adviser rivals
  • No customisation: you pick a risk level and a plan style, and that is the extent of the control
  • Uncapped percentage fees, so the cost grows with the pot

What reviewers keep asking for

  • No budgeting or spending view alongside the investments
  • No scenario planning or long-term cash flow forecast
  • Nothing that ties the portfolio to a retirement date and tells you whether it is enough

How it compares feature by feature

This page is about what users say. For the feature comparison, see Delphina vs Wealthify.

What reviewers asked for that is missing

Those requests are roughly what Delphina is for. It is UK-first, so pensions, ISAs and UK tax are the default rather than a workaround, and the projections run to retirement rather than to month end.

It is not a replacement for what Wealthify is good at, and plenty of people sensibly run both. The free plan is £0, no card.

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More on Wealthify

Wealthify: common questions

Yes. Wealthify is an established product in the investing category, with Finder Score, informed by 165 customer reviews on Finder UK.

The question reviews cannot answer for you

No review tells you whether you personally are on track. That depends on your pensions, your ISAs and when you want to stop. Delphina works it out from your own numbers.

Free plan: create an account, no card, no expiry. Takes about two minutes.