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Snoop pricing: every plan and what it includes

Snoop has a free tier, and paid plans from £5.99. This page lists every tier, what each one includes, and the things the price does not cover.

Information, not financial advice. Prices and terms change; check the source before you buy.

What Snoop costs

Snoop charges £5.99 per month. There is a free tier below that. Verified 21 July 2026.

The plans, side by side

Snoop plans, with what each plan includes and excludes.
FreePrice£0per monthIncluded
  • Connect bank accounts and credit cards through Open Banking
  • Spending tracking by category and merchant
  • Budgets and bill tracking
  • Free credit score
  • Personalised savings suggestions on your bills
Not included
  • Unlimited custom categories
  • Net worth tracking
  • Transaction data export
  • Custom spending reports
Snoop PlusPrice£5.99per monthIncluded
  • Unlimited custom spending categories
  • Manually added accounts and net worth tracking
  • Transaction data export and custom spending reports
  • Payday to payday spending tracking
  • Unlimited spending and refund alerts
  • £47.99 if paid annually
Not included
  • Pension, ISA and retirement modelling
  • UK tax projection
  • Free tier: yes. The free version is permanent and covers account linking, tracking, budgets and the savings suggestions, which is most of what people use Snoop for.
  • Annual billing: £47.99 a year against £71.88 paying monthly, a saving of £23.89

Prices taken from Snoop’s own pricing page(opens in a new tab), checked 21 July 2026.

What Delphina costs

Priced in pounds, billed monthly, cancel whenever. No percentage of your pot.

Free
£0per month
Wealth Builder
£9.99per month
Investor
£19.99per month

Full Delphina pricing (https://delphina.money/pricing)

Which plan you would actually be on

  • Free at £0 per month is the tier that covers connect bank accounts and credit cards through open banking.
  • Snoop Plus at £5.99 per month is the tier that covers unlimited custom spending categories.

Snoop suits people who want their bills and subscriptions watched for them without paying anything, so that is the lens to pick a tier through.

What the price does not cover

  • The free version is permanent and covers account linking, tracking, budgets and the savings suggestions, which is most of what people use Snoop for.
  • Unlimited custom categories
  • Net worth tracking
  • Transaction data export
  • Custom spending reports

Feature by feature

This page is about price. For the feature-by-feature comparison, see Delphina vs Snoop.

Where Delphina fits

Delphina's Free plan is £0 with no time limit and no card. Wealth Builder is £9.99 a month, Investor £19.99, both billed in pounds.

Snoop is better than Delphina at finding money you are currently wasting, and it does that for free, which is hard to argue with. It is a rear-view mirror with a very good bill checker attached. Delphina is the opposite end: it takes what you already have across every UK account and projects it forward against pension and tax rules. Using Snoop to cut your bills and Delphina to decide where the saved money should go is a perfectly sensible combination.

See Delphina's plans

Check where you actually stand

More on Snoop

Snoop: common questions

Snoop costs £5.99 per month. £47.99 a year against £71.88 paying monthly, a saving of £23.89. Prices were checked on 21 July 2026.

Worth knowing before you pay for anything

Whichever tool you buy, the question underneath is whether you are saving enough. Delphina answers that using your real pensions, ISAs and investments, and the free plan covers it.

Free plan: create an account, no card, no expiry. Takes about two minutes.