The short answer
Snoop gives you a free trial and does not ask for a card to start, so access simply stops at the end. Verified 21 July 2026.
During the trial
Nothing is held back. The trial is the full product.
When it ends
When the trial ends, access stops. No card was taken, so nothing is charged and there is nothing to cancel.
How to cancel
Snoop's help centre states you can cancel during the free trial and you will not be charged, and that you will be charged monthly or yearly at the end of it. It also warns that if you sign up and cancel the same day, you will be charged when you try to activate the trial again later. We could not verify the trial length from Snoop's own pages, so check in the app before relying on a specific number of days.
Cancellation processes change. Check Snoop's own page before you rely on this.
Free options in the same category
Several tools in the budgeting category have permanent free tiers rather than trials, and each gives up something different: usually either the account connections or the depth of analysis. Delphina's free plan is one of them, and it gives up the deeper scenario modelling that the paid plans carry.
For what Snoop costs once the trial is over, see Snoop pricing.
Trying Delphina instead
Delphina does not run a trial, because the Free plan does not expire. No card, no countdown, nothing to cancel. If it turns out to be useful, Wealth Builder is £9.99 a month. If it is not, leave it alone and it costs nothing.
More on Snoop
Snoop: common questions
Snoop does not publish the length anywhere we could verify, as of 21 July 2026. Check it in the app rather than relying on a figure from a third party.
No. Snoop does not ask for a card to start the trial, so it ends rather than rolling into a charge.
Access stops. You are not charged, because no card was taken.
Snoop's help centre states you can cancel during the free trial and you will not be charged, and that you will be charged monthly or yearly at the end of it. It also warns that if you sign up and cancel the same day, you will be charged when you try to activate the trial again later. We could not verify the trial length from Snoop's own pages, so check in the app before relying on a specific number of days.
Yes, and it is worth separating from the trial. The free version is permanent and covers account linking, tracking, budgets and the savings suggestions, which is most of what people use Snoop for.
It depends what you are replacing. For day to day spending, several UK apps have permanent free tiers with limited features. For the pension and retirement side, Delphina's free plan is £0 with no card and no expiry, though it is not a like-for-like replacement for what Snoop does for people who want their bills and subscriptions watched for them without paying anything.