Frustrated that your budgeting app only handles spending plans and bill reminders? Paying premium prices for basic features? You're not alone. You are not alone - thousands are switching to smarter financial planning.
Simplifi's investment monitoring is basic and often has sync issues, leaving you with incomplete portfolio data and inaccurate net worth calculations.
Simplifi focuses only on current spending and bills, with zero capability to forecast your financial future or plan for retirement.
Basic spending alerts and bill reminders don't provide the personalised financial guidance needed to make real wealth-building decisions.
Paying premium subscription prices for spending plan tracking and bill reminders that free apps can handle.
Can't test "what-if" scenarios or model different financial decisions - you're flying blind without the ability to plan for major life changes.
Ongoing bank connection problems and missing transactions make it impossible to trust your financial data.
| Feature | Simplifi | Delphina |
|---|---|---|
| Automatic Transaction Categorisation | ✓ | ✓ |
| Investment Tracking | ✓ | ✓ |
| Long-term Planning (30+ years) | ✗ | ✓ |
| Scenario Planning & 'What-if' Analysis | ✗ | ✓ |
| AI-Powered Insights | ✗ | ✓ |
| 30-Year Cash Flow Forecasting | ✗ | ✓ |
| Retirement Planning | ✗ | ✓ |
| FIRE Calculations | ✗ | ✓ |
| Net Worth Tracking | ✓ | ✓ |
| Annual Cost | $47.88/year | Free tier available |
Upgrade from spending plans and bill reminders to comprehensive financial planning that actually builds wealth. Join thousands of former Simplifi users who switched to Delphina for complete financial visibility and intelligent guidance.
See how Delphina's 30-year forecasting crushes Simplifi's basic spending plans.
Compare AI-powered budgeting with Simplifi's spending plan tracking.
Discover why Simplifi can't help you achieve FIRE while Delphina builds your path to financial independence.
Focuses only on current spending plans and bill reminders. No long-term forecasting, retirement planning, or wealth building strategies.
Comprehensive financial planning with 30-year forecasting, scenario analysis, and intelligent guidance that builds real wealth.
Basic investment monitoring with sync issues. Limited visibility into your complete financial picture and net worth.
Complete financial visibility across all accounts, reliable investment tracking, and integrated net worth monitoring.
Generic spending alerts and bill notifications. No personalised guidance based on your unique financial situation and goals.
AI-powered personalised guidance that adapts to your specific circumstances and provides actionable wealth-building strategies.
Premium pricing for basic spending plan tracking and bill reminders. No advanced features to justify the cost.
Free tier with comprehensive features. Premium plans offer AI insights, forecasting, and complete financial planning at better value.
Delphina provides comprehensive financial planning that goes beyond what most competitors offer - with AI-powered insights and better value.
Delphina offers more features at competitive pricing - giving you better ROI than most alternatives.
Delphina includes 30-year forecasting, retirement planning, and scenario analysis - comprehensive tools for your future.
Delphina combines budgeting, forecasting, goals, and wealth building in one powerful platform.
Delphina is UK-optimised with Open Banking, FCA awareness, and local support.