The short answer
Quartz gives you 14 days free and does not ask for a card to start, so access simply stops at the end. Verified 25 September 2026.
During the 14 days
Nothing is held back. The trial is the full product for 14 days, which is long enough to see a full pay cycle through.
When it ends
On day 14 access stops. No card was taken, so nothing is charged and there is nothing to cancel.
How to cancel
Quartz advertises a 14-day free trial, after which you choose £16.99 a month or £169.99 a year. Its site does not say whether a card is needed to start the trial, so check before you sign up. The app launched on an invitation-only waitlist, so access may not be immediate.
Cancellation processes change. Check Quartz's own page before you rely on this.
Free options in the same category
Several tools in the investing category have permanent free tiers rather than trials, and each gives up something different: usually either the account connections or the depth of analysis. Delphina's free plan is one of them, and it gives up the deeper scenario modelling that the paid plans carry.
For what Quartz costs once the trial is over, see Quartz pricing.
Trying Delphina instead
Delphina does not run a trial, because the Free plan does not expire. No card, no countdown, nothing to cancel. If it turns out to be useful, Wealth Builder is £9.99 a month. If it is not, leave it alone and it costs nothing.
More on Quartz
Quartz: common questions
14 days. Verified on 25 September 2026.
No. Quartz does not ask for a card to start the trial, so it ends rather than rolling into a charge.
Access stops. You are not charged, because no card was taken.
Quartz advertises a 14-day free trial, after which you choose £16.99 a month or £169.99 a year. Its site does not say whether a card is needed to start the trial, so check before you sign up. The app launched on an invitation-only waitlist, so access may not be immediate.
No. A trial and a free plan are different things, and Quartz has the first but not the second.
It depends what you are replacing. For day to day spending, several UK apps have permanent free tiers with limited features. For the pension and retirement side, Delphina's free plan is £0 with no card and no expiry, though it is not a like-for-like replacement for what Quartz does for people with savings, isas, pensions and investments spread across several platforms who want one connected view of how that wealth is really performing.