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Plum vs Delphina: Financial Planning

How Plum's savings features compare to Delphina's comprehensive financial planning and forecasting capabilities

Try Delphina's Financial Planning

Financial Planning Capabilities

Plum

Automated savings
Investment options
Basic budget tracking
Limited financial forecasting
No retirement planning
No comprehensive planning

Delphina

Advanced savings optimization
Full investment portfolio planning
AI-powered budget analysis
Monte Carlo financial forecasting
Comprehensive retirement planning
Complete financial life planning

Financial Planning Features

FeaturePlumDelphina
Budget ManagementBasicAdvanced with AI
Financial ForecastingNoneMonte Carlo Simulations
Retirement PlanningNoneFIRE & State Pension
Investment PlanningBasic FundsPortfolio Management
UK Tax PlanningNoneHMRC Integration
Scenario PlanningNoneMultiple Scenarios

Key Differences in Financial Planning

Plum Limitations

  • Focuses primarily on automated savings
  • No future financial forecasting capabilities
  • Limited to basic investment options
  • No retirement or comprehensive planning
  • No UK-specific tax planning features

Delphina Advantages

  • AI-powered financial forecasting and insights
  • Comprehensive long-term financial planning
  • Monte Carlo simulations for risk analysis
  • Full retirement and FIRE planning tools
  • UK-specific tax and state pension planning

Best For Different Needs

Choose Plum For

  • • Automated savings
  • • Basic investment options
  • • Simple budget tracking
  • • Users who want hands-off saving
  • • Beginners in financial planning

Choose Delphina For

  • • Comprehensive financial planning
  • • Long-term wealth building
  • • Retirement and FIRE planning
  • • Investment portfolio management
  • • UK users wanting tax-optimised planning
  • • Users wanting AI-powered financial insights

Ready for Comprehensive Financial Planning?

Upgrade from Plum's basic savings to Delphina's complete financial planning and forecasting tools.

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