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Looking for an Octopus Money alternative?

Tired of Retirement Tools Without Comprehensive Planning?

Frustrated that Octopus Money focuses only on retirement without comprehensive planning? You are not alone - thousands are seeking complete financial guidance for their entire picture and future.

The Octopus Money Pain Points We Hear Every Day

"Retirement-only focus!"

Octopus Money focuses exclusively on retirement planning with zero capability for comprehensive financial management, budgeting, or wealth building strategies.

"No comprehensive planning!"

Octopus Money provides retirement tools without integration with budget management, expense tracking, or holistic financial planning capabilities.

"Premium for basic tools!"

Expensive subscription fees for basic retirement calculators that free alternatives can handle without any comprehensive planning features.

"No investment planning!"

Octopus Money ignores investment planning, portfolio management, and wealth building - critical for comprehensive financial management.

"No budget management!"

Octopus Money provides zero budgeting, expense tracking, or spending management tools - just retirement calculators.

"No comprehensive guidance!"

Octopus Money offers retirement tools without intelligent financial guidance or personalised recommendations for wealth building.

"Expense tracking ignored!"

Octopus Money completely ignores expense management, spending patterns, and budget optimization - essential for comprehensive financial planning.

Quick Feature Comparison

FeatureOctopus MoneyDelphina
Retirement Planning✓✓
Comprehensive Financial Planning✗✓
Investment Planning✗✓
Budget Management✗✓
Expense Tracking✗✓
30-Year Cash Flow Forecasting✗✓
Personalized Financial Guidance✗✓
Wealth Building Tools✗✓
Accessible Pricing✗✓
Holistic Financial Management✗✓
Annual CostPremium subscriptionFree tier available

Deep Dive Comparisons

Financial Planning

Compare comprehensive financial planning features between Octopus Money and Delphina.

Budgeting

Compare budgeting and expense tracking capabilities between Octopus Money and Delphina.

FIRE Tracking

Compare FIRE and financial independence tracking between Octopus Money and Delphina.

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Frequently Asked Questions

How is Delphina different from octopus-money?

Delphina provides comprehensive financial planning that goes beyond what most competitors offer - with AI-powered insights and better value.

Is Delphina cheaper than octopus-money?

Delphina offers more features at competitive pricing - giving you better ROI than most alternatives.

Can Delphina help with long-term planning?

Delphina includes 30-year forecasting, retirement planning, and scenario analysis - comprehensive tools for your future.

Does Delphina have better features?

Delphina combines budgeting, forecasting, goals, and wealth building in one powerful platform.

Is Delphina better for UK users?

Delphina is UK-optimised with Open Banking, FCA awareness, and local support.