Frustrated that Nubank only handles everyday banking? Need comprehensive financial planning with investment tracking and long-term goals? You are not alone - thousands are switching to smarter financial planning.
Nubank is a bank first, with financial planning features that feel like an afterthought. No comprehensive wealth planning tools.
Nubank Ultraviol costs £12.99/month for premium features. Many planning tools require a paid subscription.
No tools to help you calculate when you can retire, track FIRE progress, or plan for early retirement.
Nubank offers limited investment accounts but no comprehensive portfolio tracking across all your investments.
While popular in Brazil, Nubank UK still has limited features compared to the Brazilian version.
Cannot model different scenarios, test what-if situations, or see how life changes might impact your financial future.
| Feature | Nubank | Delphina |
|---|---|---|
| Automatic Transaction Categorisation | ✓ | ✓ |
| Investment Tracking | ✓ | ✓ |
| Budgeting & Expense Tracking | ✓ | ✓ |
| Long-term Planning (30+ years) | ✗ | ✓ |
| Scenario Planning & What-if Analysis | ✗ | ✓ |
| AI-Powered Insights | ✗ | ✓ |
| Retirement Planning | ✗ | ✓ |
| FIRE Calculations | ✗ | ✓ |
| Goal Tracking | ✓ | ✓ |
| Free for Comprehensive Planning | ✗ | ✓ |
Move beyond basic banking. Delphina gives you budgeting, investing, forecasting, and AI-powered insights - all in one place.
No. Nubank is a banking app focused on transactions, while Delphina provides comprehensive financial planning including investments, long-term forecasting, and wealth building.
Nubank offers basic banking features but limited financial planning. Delphina provides comprehensive 30-year forecasting and wealth planning.
Basic Nubank is free, but premium features require £12.99/month for Ultraviol. Delphina offers comprehensive planning at an affordable price.
No, Nubank has no FIRE calculations or retirement planning tools. Delphina offers comprehensive FIRE tracking and early retirement planning.
Nubank only tracks investments within their platform. Delphina provides comprehensive portfolio tracking across all your investments.
No, Nubank does not offer scenario planning or cash flow forecasting. Delphina allows you to model different financial scenarios.