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Looking for a Monese alternative?

Banking App Budgeting Too Limited for Financial Planning?

Frustrated with basic banking features? Need comprehensive planning Monese cannot provide? You are not alone - thousands are switching to smarter planning with real capabilities. today for better planning

The Monese Pain Points We Hear Every Day

"Banking focus only!"

Limited budgeting capabilities with basic expense tracking only. No comprehensive financial planning.

"European focus, limited UK!"

Primarily European-focused with limited UK functionality. Can't serve all UK users effectively.

"Slow customer support!"

Users report slow response times to issues. Getting help can take longer than expected.

"Basic features!"

Simple expense tracking without investment tracking, retirement planning, or comprehensive features.

"No long-term planning!"

Can't help with retirement planning, goal projections, or scenario analysis.

"Limited to banking!"

Focuses on banking, not comprehensive financial management. Need multiple apps for full picture.

Quick Feature Comparison

FeatureMoneseDelphina
Automatic Transaction Categorisation✓✓
Investment Tracking✗✓
Long-term Planning (30+ years)✗✓
Scenario Planning & 'What-if' Analysis✗✓
AI-Powered Insights✗✓
Retirement Planning✗✓
Goal Tracking✓✓
Net Worth Tracking✗✓
FIRE Calculations✗✓
Comprehensive Planning✗✓

Move Beyond Banking to Comprehensive Planning

Delphina gives you complete financial planning - budgeting, investments, goals, and long-term planning.

Start for FreeSee How It Works

Who Should Choose What?

Choose Monese if you:

  • • Need a European bank account
  • • Want basic expense tracking
  • • Don't need planning features

Choose Delphina if you:

  • • Want comprehensive planning
  • • Need investment tracking
  • • Want scenario planning

Frequently Asked Questions

How is Delphina different from monese?

Delphina provides comprehensive financial planning that goes beyond what most competitors offer - with AI-powered insights and better value.

Is Delphina cheaper than monese?

Delphina offers more features at competitive pricing - giving you better ROI than most alternatives.

Can Delphina help with long-term planning?

Delphina includes 30-year forecasting, retirement planning, and scenario analysis - comprehensive tools for your future.

Does Delphina have better features?

Delphina combines budgeting, forecasting, goals, and wealth building in one powerful platform.

Is Delphina better for UK users?

Delphina is UK-optimised with Open Banking, FCA awareness, and local support.