Frustrated spending hours entering transactions? Need comprehensive planning Monefy can't provide? You're not alone. You are not alone - thousands are switching to smarter financial planning.
No automatic bank sync - you must enter every transaction manually. Hours wasted on data entry each month.
Dated user interface that looks and feels old. Users want modern, intuitive experiences.
Basic expense tracking only. Can't help with goals, retirement, or long-term financial planning.
Basic reporting capabilities that don't provide actionable insights for financial decisions.
Only tracks spending, not investments, pensions, or wealth. Incomplete financial picture.
Too simple for serious financial management. Limited insights and capabilities.
| Feature | Monefy | Delphina |
|---|---|---|
| Automatic Bank Sync | ✗ | ✓ |
| Investment Tracking | ✗ | ✓ |
| Long-term Planning (30+ years) | ✗ | ✓ |
| Scenario Planning & 'What-if' Analysis | ✗ | ✓ |
| AI-Powered Insights | ✗ | ✓ |
| Retirement Planning | ✗ | ✓ |
| Goal Tracking | ✗ | ✓ |
| Net Worth Tracking | ✗ | ✓ |
| FIRE Calculations | ✗ | ✓ |
| Modern Interface | ✗ | ✓ |
Delphina gives you automatic sync with comprehensive planning - no more manual entry.
Delphina provides comprehensive financial planning that goes beyond what most competitors offer - with AI-powered insights and better value.
Delphina offers more features at competitive pricing - giving you better ROI than most alternatives.
Delphina includes 30-year forecasting, retirement planning, and scenario analysis - comprehensive tools for your future.
Delphina combines budgeting, forecasting, goals, and wealth building in one powerful platform.
Delphina is UK-optimised with Open Banking, FCA awareness, and local support.