Educational use only: This platform provides information for educational purposes and should not be considered financial, investment, or legal advice.

Finary vs Delphina for Financial Planning

Comprehensive comparison for long-term financial planning, wealth building, and retirement planning.

Financial Planning Features

Finary

Net worth tracking
Portfolio management
Investment tracking
No 30-year cash flow forecasting
No scenario planning tools

Delphina

30-year cash flow forecasting
Advanced scenario planning
Comprehensive retirement planning
Wealth building strategies
Personalised guidance

Financial Planning Capabilities

Long-term Goal Planning

Finary

Net worth tracking with portfolio management and investment tracking. Limited to asset tracking without comprehensive wealth building strategies or long-term goal planning.

Delphina

Comprehensive long-term goal planning with 30-year projections, retirement scenarios, investment planning, and wealth building strategies.

Retirement Planning

Finary

Investment tracking with portfolio management. Limited to asset tracking without comprehensive retirement planning or detailed retirement income analysis.

Delphina

Advanced retirement planning with detailed pension analysis, state pension forecasting, retirement age scenarios, and comprehensive income planning.

Financial Forecasting

Finary

No financial forecasting capabilities. Limited to net worth tracking and portfolio management without comprehensive scenario analysis or Monte Carlo simulations.

Delphina

Advanced financial forecasting with 30-year cash flow projections, scenario planning, Monte Carlo simulations, and comprehensive planning integration.

Personalised Guidance

Finary

No personalised guidance or insights. Limited to tracking tools without AI-powered recommendations or personalised financial advice.

Delphina

Personalised guidance with AI-powered insights, tailored recommendations, and comprehensive financial advice based on your unique financial situation.

UK Financial Planning Features

Finary

  • • Basic UK investment tracking
  • • No UK-specific tax planning
  • • No pension optimisation
  • • No ISA planning tools
  • • Limited UK regulatory features

Delphina

  • • State pension forecasting
  • • ISA and pension optimisation
  • • UK tax planning strategies
  • • Lifetime ISA guidance
  • • UK regulatory compliance

Choose Your Financial Planning Tool

Choose Finary if you:

  • • Need net worth tracking
  • • Want portfolio management
  • • Focus on investment tracking
  • • Don't need comprehensive planning
  • • Prefer asset-focused tools

Choose Delphina if you:

  • • Need comprehensive financial planning
  • • Want 30-year cash flow forecasting
  • • Require retirement planning tools
  • • Need UK-specific financial planning
  • • Want personalised guidance

Ready for comprehensive financial planning?

Experience Delphina's advanced financial planning tools with 30-year forecasting and UK-specific features.