Frustrated with investment trackers that only show you numbers without helping you plan? Tired of tools that can't help you actually build wealth? You're not alone. You are not alone - thousands are switching to smarter financial planning.
Finary focuses on showing you numbers but offers no real planning tools. It's an observer, not a planner for your financial future.
Limited expense tracking and categorisation. Can't create budgets or track spending in any meaningful way.
Designed primarily for European users with limited UK-specific features like state pension planning or tax optimisation.
Only tracks investments and assets. Can't handle comprehensive financial planning including budgeting, debt management, or cash flow.
Can't model different financial futures or answer "what-if" questions about major financial decisions.
No retirement planning, FIRE calculations, goal tracking, or tax optimisation features that real financial planning requires.
| Feature | Finary | Delphina |
|---|---|---|
| Automatic Transaction Categorisation | ✗ | ✓ |
| Budget Management | ✗ | ✓ |
| Long-term Planning (30+ years) | ✗ | ✓ |
| Scenario Planning & 'What-if' Analysis | ✗ | ✓ |
| AI-Powered Insights | ✓ | ✓ |
| Bank Account Integration | ✓ | ✓ |
| Retirement Planning | ✗ | ✓ |
| Net Worth Tracking | ✓ | ✓ |
| FIRE Calculations | ✗ | ✓ |
| UK Tax Optimisation | ✗ | ✓ |
Net worth tracking and portfolio management. Limited to current asset analysis without predictive financial forecasting.
Advanced financial foresight with 30-year cash flow projections, scenario planning, and predictive analytics for comprehensive wealth building.
Portfolio and investment tracking. Limited budget oversight without comprehensive financial integration.
Complete financial visibility across all accounts, investments, and financial goals. Comprehensive view of your entire financial life.
Investment tracking and net worth reports. Limited personalisation without comprehensive financial guidance.
Sophisticated personalised guidance that adapts to your unique financial situation, goals, and life circumstances for optimal decision-making.
Standard security protocols for investment tracking. Data may be used for product recommendations and third-party services.
Bank-level encryption with complete data privacy. Your financial information is used only to provide personalised guidance, never for marketing.
Join Delphina and experience intelligent financial guidance with future-ready planning and complete financial visibility.
Get Started FreeCompare Monarch Money's subscription management with Delphina's personalised financial guidance and comprehensive planning features.
Compare Nova Money's modern budgeting with Delphina's comprehensive personalised financial guidance and advanced foresight.
Delphina provides comprehensive financial planning that goes beyond what most competitors offer - with AI-powered insights and better value.
Delphina offers more features at competitive pricing - giving you better ROI than most alternatives.
Delphina includes 30-year forecasting, retirement planning, and scenario analysis - comprehensive tools for your future.
Delphina combines budgeting, forecasting, goals, and wealth building in one powerful platform.
Delphina is UK-optimised with Open Banking, FCA awareness, and local support.