Frustrated that AI chatbots give generic advice without knowing your actual financial situation? Worried about privacy when discussing sensitive data? Tired of tools that can't connect to your real accounts? You're not alone.
Claude can't connect to your bank accounts or pull real-time financial information. It's working blind without knowing your actual situation.
Provides generic responses not tailored to your specific financial situation, goals, or circumstances. Not personal financial guidance.
Sharing sensitive financial data with an AI chatbot raises serious security concerns. Your financial privacy could be compromised.
Can't connect to your bank accounts, investment portfolios, or pension plans. Everything must be manually entered or guessed at.
AI can hallucinate or provide incorrect financial information. Can't trust critical financial advice to a chatbot.
General-purpose AI doesn't understand UK-specific financial products, tax rules, or regulations like state pension.
| Feature | Claude | Delphina |
|---|---|---|
| Real Bank Data Integration | ✗ | ✓ |
| Personalised Financial Advice | ✗ | ✓ |
| Investment Tracking | ✗ | ✓ |
| Long-term Planning (30+ years) | ✗ | ✓ |
| Scenario Planning & 'What-if' Analysis | ✗ | ✓ |
| UK Tax & Pension Planning | ✗ | ✓ |
| Retirement Planning | ✗ | ✓ |
| Net Worth Tracking | ✗ | ✓ |
| FIRE Calculations | ✗ | ✓ |
| Security & Data Privacy | ✓ | ✓ |
Comprehensive comparison of Claude vs Delphina for financial planning
| Feature | Delphina | Claude |
|---|---|---|
| Bank Integration | ||
| Cash Flow Forecasting | ||
| Real Financial Data | ||
| UK Tax Planning | ||
| Retirement Calculations | ||
| Financial Regulation | ||
| Data Security | ||
| Cost |
Delphina is specifically designed for UK financial planning with real bank integration, while Claude is a general-purpose AI assistant.
Connect your actual bank accounts for accurate forecasting, unlike Claude which relies on hypothetical scenarios and manual data entry.
Delphina is UK-regulated and designed for financial advice compliance, while Claude explicitly states it's not for financial advice.
Understanding the fundamental differences
Can discuss financial concepts but lacks real data access
Explicitly states it's not for financial advice
Requires you to provide all financial information
Conversations may be used for training
Purpose-built for UK financial planning and forecasting
Complies with UK financial regulations and data protection
Connects to 32+ UK banks for live financial data
Your financial data is protected and never used for training
Move beyond AI chat conversations to real financial planning with Delphina. Connect your banks and get accurate, actionable insights.
Delphina provides comprehensive financial planning that goes beyond what most competitors offer - with AI-powered insights and better value.
Delphina offers more features at competitive pricing - giving you better ROI than most alternatives.
Delphina includes 30-year forecasting, retirement planning, and scenario analysis - comprehensive tools for your future.
Delphina combines budgeting, forecasting, goals, and wealth building in one powerful platform.
Delphina is UK-optimised with Open Banking, FCA awareness, and local support.