Frustrated that Chime only handles everyday banking? Need comprehensive financial planning with investment tracking and long-term goals? You are not alone - thousands are switching to smarter financial planning.
Chime is a banking app first and foremost. There is no comprehensive financial planning, investment tracking, or long-term forecasting.
Chime is limited to US customers only. If you are outside the US or have international financial needs, Chime cannot help.
Chime does not offer investment accounts, retirement planning, or any way to build long-term wealth beyond your checking account.
You get basic spending notifications but no cash flow forecasting, scenario planning, or long-term financial projections.
Many users report difficulties reaching customer support, long wait times, and unresolved issues.
No tools to help you plan for retirement, calculate FIRE, or track your progress toward financial independence.
| Feature | Chime | Delphina |
|---|---|---|
| Automatic Transaction Categorisation | ✓ | ✓ |
| Investment Tracking | ✗ | ✓ |
| Budgeting & Expense Tracking | ✓ | ✓ |
| Long-term Planning (30+ years) | ✗ | ✓ |
| Scenario Planning & What-if Analysis | ✗ | ✓ |
| AI-Powered Insights | ✗ | ✓ |
| Retirement Planning | ✗ | ✓ |
| FIRE Calculations | ✗ | ✓ |
| Goal Tracking | ✓ | ✓ |
| Global Multi-currency Support | ✗ | ✓ |
Move beyond basic banking. Delphina gives you budgeting, investing, forecasting, and AI-powered insights - all in one place.
No. Chime is a banking app focused on everyday transactions, while Delphina provides comprehensive financial planning including investments, long-term forecasting, and wealth building.
No, Chime does not offer any investment or retirement accounts. Delphina provides comprehensive investment tracking and retirement planning.
No, Chime is only available to US residents with a US bank account. Delphina is available globally with multi-currency support.
No, Chime has no FIRE calculations or retirement planning tools. Delphina offers comprehensive FIRE tracking and early retirement planning.
No, Chime does not offer scenario planning or cash flow forecasting. Delphina allows you to model different financial scenarios.
Chime is free for basic banking, but you get limited financial planning. Delphina offers comprehensive planning at an affordable price.