Verdict at a glance
Pick A Few Quid if
Pick A Few Quid if you're happy to type your own numbers in and want a cheap, UK-tax-aware projection engine, not a connected picture of every account.
How we compared: published fees, account types and review scores for each, verified against the provider’s own price pages.
The short version
ProjectionLab is the deeper engine with better Monte Carlo and charting, but its tax model is US-first and the UK sits on top of it. A Few Quid is shallower and far cheaper, and its ISA, SIPP and income tax modelling is native. Both are manual entry, so neither knows what you actually did after you built the plan.
Why people compare them
The two obvious picks for someone who wants a serious projection tool they drive themselves rather than a budgeting app, and the choice usually comes down to whether the UK tax model matters more than the depth of the engine.
Price and fit, side by side
| Feature | A Few Quid | ProjectionLab |
|---|---|---|
| Cheapest paid plan | A Few Quid£36.99 per year | ProjectionLabFree tier, then $129 per year |
| Free tier | A Few QuidNo | ProjectionLabYes |
| Billed in pounds | A Few QuidYes | ProjectionLabNo |
| Best for | A Few QuidUK savers who are happy to type their own numbers in and want a cheap, UK-tax-aware projection engine rather than a connected picture of their money | ProjectionLabConfident planners who want to model complex scenarios themselves |
Where A Few Quid wins
- Built for UK rules from the ground up: income tax bands, NI, CGT, dividend allowance, ISA and SIPP wrappers and the state pension
- Natural-language scenario setup, so "what if I retire at 55?" builds the projection rather than asking you to fill in a form
- Unusually good property modelling for the price, including stamp duty, overpayments, rent-vs-buy and buy-to-let under Section 24 versus a limited company
Where ProjectionLab wins
- Genuinely powerful scenario and projection modelling
- A real free tier, so you can try the core idea without paying
- Strong with Monte Carlo analysis and detailed assumptions
Where both fall short
- Both are built US-first, so UK users pay in dollars and work around US assumptions.
If neither is quite right
If what you actually want is the retirement answer rather than a better dashboard, that is the gap Delphina was built for: UK pensions, ISAs and tax, projected to the age you want to stop. It does not do the job A Few Quid does for uk savers who are happy to type their own numbers in and want a cheap, uk-tax-aware projection engine rather than a connected picture of their money, so if that is the real problem, A Few Quid is still the better buy. Free plan is £0, no card.
A Few Quid vs ProjectionLab: common questions
A Few Quid is £36.99 per year and ProjectionLab is $129 per year. Compare the billing period before the number: an annual price and a monthly price are not the same thing.
You can, and some people do, because they solve different halves of the problem. It does mean paying for both, so add the two annual figures together before deciding.
Judge it on billing currency, Open Banking coverage and whether ISAs and pensions are handled. Check each one against those three points, because a tool that scores well elsewhere can still be a poor fit in the UK.
A Few Quid suits uk savers who are happy to type their own numbers in and want a cheap, uk-tax-aware projection engine rather than a connected picture of their money. ProjectionLab suits confident planners who want to model complex scenarios themselves. The one that matches how you already think about money will take less setting up.
Delphina covers the gap both leave, which is UK pensions, ISAs and tax projected forward to retirement. The trade-off is that it does not do the job A Few Quid does for uk savers who are happy to type their own numbers in and want a cheap, uk-tax-aware projection engine rather than a connected picture of their money, so if that is the real need, pick one of these two.