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Trading 212 review: fees, accounts and what customers say

Commission-free investing with no platform fee

4.6 on Trustpilot (Excellent)Fees verified July 2026

The short version

Trading 212 built its name on removing fees. There is no platform fee, no dealing commission and no account charge on its ISA or SIPP. The only cost most investors pay is a 0.15% currency conversion fee when buying shares priced in dollars or euros.

The trade-off is scope. You can hold shares and ETFs but not traditional funds, and support is app-based. For an investor who wants a global tracker ETF inside an ISA at close to zero cost, it is very hard to beat on price.

Best for: Cost-conscious DIY investors who want to keep every fee at zero.

Trading 212 fees

Platform fee£0
Share dealing£0 commission
Fund dealingETFs only, £0 commission
FX fee0.15%
Stocks & Shares ISAFree
SIPPFree
WithdrawalsFree
Minimum to start£1
  • The 0.15% FX fee only applies when you trade shares priced in a currency other than pounds.
  • No inactivity fees, no deposit fees for bank transfers, no exit fees.

Verified July 2026 against Trading 212's published charges. Always check the provider's current schedule before opening an account.

Accounts available

General Investment AccountStocks & Shares ISACash ISASIPPCFD account

FSCS protected up to £85,000. Authorised and regulated by the FCA.

What the reviews say

Trading 212 scores 4.6 out of 5 on Trustpilot (Excellent) from tens of thousands of reviews.

Reviewers consistently rate the app as easy to use and good value, and many mention the competitive interest paid on uninvested cash.

The most common criticisms are slow identity verification for new accounts and support that can take time to respond.

Pros and cons

Where it wins

  • No platform fee and no dealing commission on any account
  • The 0.15% FX fee is among the lowest of any UK broker
  • Fractional shares from £1, with a Pie feature for automated portfolios
  • Pays competitive interest on uninvested cash

Where it loses

  • No open-ended funds (OEICs), only shares and ETFs
  • Customer support is chat and email only
  • Research and analysis tools are thinner than the big platforms

Compare Trading 212 with other brokers

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Picked a broker? Now check the bigger question.

Trading 212 can hold your investments, but it will not tell you whether they add up to the retirement you want. Delphina models your whole financial life and gives you a straight answer.

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Capital at risk. This page is information, not financial advice.