The UK's biggest platform, now cheaper after 2026 fee cuts
Best for: Investors who want the fullest service, research and support and will pay a premium for it.
Hargreaves Lansdown's fees are one part of the picture. Are your pensions and savings actually on track?
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Hargreaves Lansdown is the UK's largest DIY investment platform and leans into service: fast phone support, deep research and every account type you might need. The March 2026 fee cuts made it meaningfully cheaper, with fund fees down to 0.35% and share dealing at £6.95.
It is still rarely the cheapest option. You are paying for service and breadth, so the honest question is whether you will use them. If not, AJ Bell offers similar range for less.
Best for: Investors who want the fullest service, research and support and will pay a premium for it.
| Platform fee | 0.35% on funds up to £250k (tiered lower above); shares capped at £45/year in an ISA and £150/year in a SIPP |
|---|---|
| Share dealing | £6.95 per trade (cut from £11.95 in March 2026) |
| Fund dealing | £1.95 per trade (free via regular investing) |
| FX fee | 1% on the first £5k, tiered lower above |
| Stocks & Shares ISA | Platform fee applies |
| SIPP | Platform fee applies |
| Withdrawals | Free |
| Minimum to start | £25/month or £100 lump sum |
Verified July 2026 against Hargreaves Lansdown's published charges. Always check the provider's current schedule before opening an account.
Your cash is protected by the FSCS up to £120,000. Your investments are ring-fenced in your name, held separately from the firm's own assets, so they remain yours if the firm fails, with FSCS cover of up to £85,000 for any shortfall. Authorised and regulated by the FCA.
Hargreaves Lansdown scores 4.3 out of 5 on Trustpilot (Excellent) from over 21,000 reviews.
Service quality is the recurring theme: phone answered quickly, knowledgeable staff, smooth transfers.
Price. Even after the cuts, reviewers and commentators note cheaper alternatives for the same investments.
Hargreaves Lansdown's platform fee is 0.35% on funds up to £250k (tiered lower above); shares capped at £45/year in an ISA and £150/year in a SIPP. Share dealing is £6.95 per trade (cut from £11.95 in March 2026) and fund dealing is £1.95 per trade (free via regular investing). Foreign exchange is charged at 1% on the first £5k, tiered lower above. Fees verified July 2026 against Hargreaves Lansdown's published charges.
Hargreaves Lansdown charges £6.95 per trade (cut from £11.95 in March 2026) to buy or sell shares, ETFs and investment trusts. Fund dealing is £1.95 per trade (free via regular investing). March 2026 changes cut the fund platform fee from 0.45% to 0.35% and share dealing from £11.95 to £6.95, but introduced a new £1.95 fund dealing charge.
On Hargreaves Lansdown's Stocks and Shares ISA: Platform fee applies. The underlying platform fee is 0.35% on funds up to £250k (tiered lower above); shares capped at £45/year in an ISA and £150/year in a SIPP. You can start with £25/month or £100 lump sum. It is not a flexible ISA, so money you withdraw still counts against your annual allowance.
Hargreaves Lansdown offers a SIPP. On the SIPP: Platform fee applies. Dealing inside the SIPP is charged at the same £6.95 per trade (cut from £11.95 in March 2026) for shares and £1.95 per trade (free via regular investing) for funds. Withdrawals are free.
Your cash is protected by the FSCS up to £120,000. Your investments are ring-fenced in your name, held separately from the firm's own assets, so they remain yours if the firm fails, with FSCS cover of up to £85,000 for any shortfall. Authorised and regulated by the FCA.
Hargreaves Lansdown scores 4.3 out of 5 on Trustpilot (Excellent) from over 21,000 reviews. Service quality is the recurring theme: phone answered quickly, knowledgeable staff, smooth transfers. Price. Even after the cuts, reviewers and commentators note cheaper alternatives for the same investments. It suits investors who want the fullest service, research and support and will pay a premium for it.
Hargreaves Lansdown can hold your investments, but it will not tell you whether they add up to the retirement you want. Delphina models your whole financial life and gives you a straight answer.
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Capital at risk. This page is information, not financial advice.