Full-service platform with strong fund range and guidance content
Fidelity's fees are one part of the picture. Are your pensions and savings actually on track?
See if you're on trackFree to check. No card required. Takes about two minutes.
Fidelity is a solid full-service choice for fund investors. Fund dealing is free, the ETF and share service fee is capped at £90 a year, and the guidance content is some of the best of the big platforms.
Costs are less friendly if you trade shares often or hold a small account without a regular savings plan. Compare it against AJ Bell if you want similar breadth with lower dealing charges.
Best for: Fund investors who value guidance, tools and phone support.
| Platform fee | 0.35% up to £250k (0.20% above); £90/year flat if under £25k without a regular savings plan |
|---|---|
| Share dealing | £7.50 per online trade |
| Fund dealing | Free |
| FX fee | 0.75% tiered |
| Stocks & Shares ISA | Platform fee applies |
| SIPP | Platform fee applies |
| Withdrawals | Free |
| Minimum to start | £25/month or £1,000 lump sum |
Verified July 2026 against Fidelity's published charges. Always check the provider's current schedule before opening an account.
Your cash is protected by the FSCS up to £120,000. Your investments are ring-fenced in your name, held separately from the firm's own assets, so they remain yours if the firm fails, with FSCS cover of up to £85,000 for any shortfall. Authorised and regulated by the FCA.
Fidelity scores 4.6 out of 5 on Trustpilot (Excellent) from over 6,500 reviews.
Reviewers highlight helpful phone support and a straightforward transfer process.
The £7.50 share dealing charge and dated parts of the website draw criticism.
Fidelity can hold your investments, but it will not tell you whether they add up to the retirement you want. Delphina models your whole financial life and gives you a straight answer.
Free to check. No card required. Takes about two minutes.
Capital at risk. This page is information, not financial advice.