Full-service platform with strong fund range and guidance content
Best for: Fund investors who value guidance, tools and phone support.
Fidelity's fees are one part of the picture. Are your pensions and savings actually on track?
See if you're on trackFree to check. No card required. Takes about two minutes.
Fidelity is a solid full-service choice for fund investors. Fund dealing is free, the ETF and share service fee is capped at £90 a year, and the guidance content is some of the best of the big platforms.
Costs are less friendly if you trade shares often or hold a small account without a regular savings plan. Compare it against AJ Bell if you want similar breadth with lower dealing charges.
Best for: Fund investors who value guidance, tools and phone support.
| Platform fee | 0.35% up to £250k (0.20% above); £90/year flat if under £25k without a regular savings plan |
|---|---|
| Share dealing | £7.50 per online trade |
| Fund dealing | Free |
| FX fee | 0.75% tiered |
| Stocks & Shares ISA | Platform fee applies |
| SIPP | Platform fee applies |
| Withdrawals | Free |
| Minimum to start | £25/month or £1,000 lump sum |
Verified July 2026 against Fidelity's published charges. Always check the provider's current schedule before opening an account.
Your cash is protected by the FSCS up to £120,000. Your investments are ring-fenced in your name, held separately from the firm's own assets, so they remain yours if the firm fails, with FSCS cover of up to £85,000 for any shortfall. Authorised and regulated by the FCA.
Fidelity scores 4.6 out of 5 on Trustpilot (Excellent) from over 6,500 reviews.
Reviewers highlight helpful phone support and a straightforward transfer process.
The £7.50 share dealing charge and dated parts of the website draw criticism.
Fidelity's platform fee is 0.35% up to £250k (0.20% above); £90/year flat if under £25k without a regular savings plan. Share dealing is £7.50 per online trade and fund dealing is free. Foreign exchange is charged at 0.75% tiered. Fees verified July 2026 against Fidelity's published charges.
Fidelity charges £7.50 per online trade to buy or sell shares, ETFs and investment trusts. Fund dealing is free. The service fee on shares, ETFs and investment trusts is capped at £90/year in an ISA or SIPP.
On Fidelity's Stocks and Shares ISA: Platform fee applies. The underlying platform fee is 0.35% up to £250k (0.20% above); £90/year flat if under £25k without a regular savings plan. You can start with £25/month or £1,000 lump sum. It is not a flexible ISA, so money you withdraw still counts against your annual allowance.
Fidelity offers a SIPP. On the SIPP: Platform fee applies. Dealing inside the SIPP is charged at the same £7.50 per online trade for shares and free for funds. Withdrawals are free.
Your cash is protected by the FSCS up to £120,000. Your investments are ring-fenced in your name, held separately from the firm's own assets, so they remain yours if the firm fails, with FSCS cover of up to £85,000 for any shortfall. Authorised and regulated by the FCA.
Fidelity scores 4.6 out of 5 on Trustpilot (Excellent) from over 6,500 reviews. Reviewers highlight helpful phone support and a straightforward transfer process. The £7.50 share dealing charge and dated parts of the website draw criticism. It suits fund investors who value guidance, tools and phone support.
Fidelity can hold your investments, but it will not tell you whether they add up to the retirement you want. Delphina models your whole financial life and gives you a straight answer.
Free to check. No card required. Takes about two minutes.
Capital at risk. This page is information, not financial advice.