Short answer: Yes. Here's the longer answer with all the details you need to make an informed decision.
ICO Registered
ZC069960
UK Company
16632010
Encrypted
Bank-Level Security
Delphina is built by Minith Labs Ltd, a UK-registered company (company number 16632010) based in Hampshire. We are registered with the ICO and follow UK data protection law.
We provide financial guidance — educational, personalised insights to help you understand your options — not regulated financial advice that tells you what to do with your money.
In the UK, financial advice and financial guidance are different things:
General information about your options based on your circumstances. Delphina provides this. It helps you understand your situation but doesn't recommend a specific product or action.
A regulated activity where someone recommends a specific financial product or action based on your personal circumstances. This requires FCA authorisation.
We are registered with the Information Commissioner's Office (ICO) under number ZC069960. This means we handle your data in accordance with UK data protection law.
Minith Labs Ltd is registered in England and Wales, company number 16632010. You can verify this on the official Companies House website.
We are clear about the difference. Delphina provides financial guidance and education, not regulated financial advice. We will never tell you to make a specific investment.
Your financial data is encrypted using the same standards as UK banks. We use read-only access to your connected accounts — we cannot move your money.
No. Delphina provides financial guidance and educational content, not regulated financial advice. We do not make personal recommendations on specific investments or financial products. This means we can help you understand your options without the regulatory constraints that come with regulated advice.
No. We use read-only access to your connected bank accounts and investment platforms. This means we can see your transaction history and balances to provide personalised guidance, but we cannot initiate any transactions or move your money.
Yes. We use bank-level encryption (AES-256) for data at rest and TLS 1.3 for data in transit. We are ICO registered and never sell your data to third parties. You remain in complete control of your information.
Delphina is built by Minith Labs Ltd, a UK-based company registered in England and Wales. We are based in Hampshire and our team understands the British financial landscape.
Yes. Minith Labs Ltd is registered at Companies House, and we maintain a presence in Hampshire, UK. We're a small team building tools to help UK adults with their financial planning.
Your connected accounts remain safe because we never have custody of your money — it stays with your bank or investment provider. Your data can be exported from Delphina at any time. We follow industry best practices for data portability.
We're a small UK team and we're happy to answer any questions about Delphina before you sign up.
We aim to respond within one business day.
Now that you know Delphina is legitimate, see what financial clarity could look like for you.