Compare Wealthify's investment-only focus with Delphina's comprehensive FIRE tracking, early retirement planning, UK pension integration, and safe withdrawal strategies for achieving financial independence.
| Feature | Wealthify | Delphina |
|---|---|---|
| Investment Management | ✓ | ✓ |
| Portfolio Tracking | ✓ | ✓ |
| FIRE Number Calculator | ✗ | ✓ |
| Early Retirement Planning | ✗ | ✓ |
| Safe Withdrawal Rate Analysis | ✗ | ✓ |
| 30-Year Cash Flow Forecasting | ✗ | ✓ |
| Scenario Planning & 'What-if' Analysis | ✗ | ✓ |
| UK Pension Integration | ✗ | ✓ |
| Comprehensive FIRE Planning | ✗ | ✓ |
| Budget Management | ✗ | ✓ |
| Annual Cost | Premium subscription | Free tier available |
Focuses exclusively on investment management with zero FIRE-specific features, retirement planning, or comprehensive financial independence tools. Limited to portfolio tracking without holistic planning.
Comprehensive FIRE tracking with FIRE number calculators, early retirement planning, safe withdrawal rate analysis, and 30-year projections for your financial independence journey.
No FIRE-specific calculators, retirement age projections, or financial independence planning tools. Investment focus without retirement planning capabilities.
Sophisticated FIRE number calculations, retirement age projections, UK pension integration, early retirement strategies, and advanced financial independence planning tools.
Zero capability for long-term cash flow analysis, retirement projections, or understanding how investment decisions impact long-term financial independence goals.
30-year cash flow projections with scenario planning to test different FIRE strategies and retirement withdrawal approaches for optimal UK-focused financial independence planning.
No analysis of safe withdrawal rates, sequence of returns risk, or retirement sustainability - critical FIRE planning elements completely missing from their platform.
Advanced safe withdrawal rate analysis with UK-specific considerations, 4% rule calculations, sequence of returns testing, and comprehensive retirement sustainability planning.
Wealthify offers investment management with zero FIRE-specific features, retirement planning, or comprehensive financial independence tools. Delphina provides comprehensive FIRE tracking with advanced calculators, UK pension integration, 30-year projections, and safe withdrawal strategies - essential for achieving financial independence.
Start Your FIRE Journey with Delphina