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Rocket Money reviews: what users actually say

Rocket Money scores 4.5 out of 5 on Apple App Store (US) from 372,000 ratings. Here is what that score is actually made of, drawn from the review platforms themselves rather than from us.

Information, not financial advice. Prices and terms change; check the source before you buy.

The scores

Rocket Money reviews well where it is listed. Apple App Store (US) has it at 4.5 out of 5 from 372,000 ratings.

Review scores by platform

Scores are whatever the platform showed on the date given. They move.

What reviewers praise

  • The rating volume is very large, and the score has held up across hundreds of thousands of ratings
  • Finding and cancelling forgotten subscriptions is the thing people are rating
  • The free tier is enough for a lot of reviewers

What reviewers complain about

  • The premium sliding scale confuses people who expect a single published price
  • Bill negotiation taking a share of the savings is a recurring source of surprise
  • Bank connection reliability, which is a category-wide complaint rather than one unique to Rocket Money

What reviewers keep asking for

  • Nothing that understands ISAs, SIPPs or UK tax
  • No retirement or long-term projection
  • Tells you what leaves your account, not whether the plan works

How it compares feature by feature

This page is about what users say. For the feature comparison, see Delphina vs Rocket Money.

What reviewers asked for that is missing

Those requests are roughly what Delphina is for. It is UK-first, so pensions, ISAs and UK tax are the default rather than a workaround, and the projections run to retirement rather than to month end.

It is not a replacement for what Rocket Money is good at, and plenty of people sensibly run both. The free plan is £0, no card.

See how it works

Check where you actually stand

More on Rocket Money

Rocket Money: common questions

Yes. Rocket Money is an established product in the budgeting category, with 372,000 ratings on Apple App Store (US).

The question reviews cannot answer for you

No review tells you whether you personally are on track. That depends on your pensions, your ISAs and when you want to stop. Delphina works it out from your own numbers.

Free plan: create an account, no card, no expiry. Takes about two minutes.