What Rocket Money costs
Rocket Money charges $7 to $14 per month. There is a free tier below that. Verified 21 July 2026.
The plans, side by side
| Plan | Price | Included | Not included |
|---|---|---|---|
| Free | Price$0per month | Included
| Not included
|
| Premium | Price$7 to $14per month | Included
| Not included
|
- Free tier: yes. The free tier is permanent and covers subscription and bill tracking, so a lot of people never need to pay. Rocket Money states the premium price is chosen by the member on a sliding scale, and that everyone gets the same features whatever they pick.
- Billing currency: Rocket Money prices in US dollars and is aimed at the US market. A UK card would pay an FX fee on top.
Prices taken from Rocket Money’s own pricing page(opens in a new tab), checked 21 July 2026.
What Delphina costs
Priced in pounds, billed monthly, cancel whenever. No percentage of your pot.
- Free
- £0per month
- Wealth Builder
- £9.99per month
- Investor
- £19.99per month
Full Delphina pricing (https://delphina.money/pricing)
Which plan you would actually be on
- Free at $0 per month is the tier that covers subscription tracking and upcoming bill tracking.
- Premium at $7 to $14 per month is the tier that covers cancellation handled by rocket money's team.
Rocket Money suits us users who want forgotten subscriptions found and cancelled for them, so that is the lens to pick a tier through.
What the price does not cover
- Rocket Money prices in US dollars and is aimed at the US market. A UK card would pay an FX fee on top.
- The free tier is permanent and covers subscription and bill tracking, so a lot of people never need to pay. Rocket Money states the premium price is chosen by the member on a sliding scale, and that everyone gets the same features whatever they pick.
- Concierge subscription cancellation
- Unlimited custom budgets and transaction rules
- Net worth tracking and web access
Feature by feature
This page is about price. For the feature-by-feature comparison, see Delphina vs Rocket Money.
Where Delphina fits
Delphina's Free plan is £0 with no time limit and no card. Wealth Builder is £9.99 a month, Investor £19.99, both billed in pounds.
Rocket Money is better at the specific job of hunting down subscriptions and cancelling them, and its free tier is more generous than most. It is a US app aimed at this month's bills, so it has nothing to say about ISAs, SIPPs or whether your retirement date is realistic.
More on Rocket Money
Rocket Money: common questions
Rocket Money costs $7 to $14 per month. Prices were checked on 21 July 2026.
Yes. The free tier is permanent and covers subscription and bill tracking, so a lot of people never need to pay. Rocket Money states the premium price is chosen by the member on a sliding scale, and that everyone gets the same features whatever they pick. The paid tiers add the features listed above.
Rocket Money prices in US dollars and is aimed at the US market. A UK card would pay an FX fee on top. The size of that fee is set by your card issuer, not by Rocket Money, so check your card's terms.
The decision-relevant difference is that Premium adds cancellation handled by rocket money's team. Free covers subscription tracking and upcoming bill tracking.
There are cheaper tools in the budgeting category, though most trade away something Rocket Money does well. Delphina has a free tier at £0 with no card and no expiry, and Wealth Builder at £9.99 a month; the trade-off is that it is built around UK pensions, ISAs and tax rather than the job Rocket Money does for us users who want forgotten subscriptions found and cancelled for them.