What Revolut costs
Revolut charges £3.99 per month, rising to £55 per month on the top tier. There is a free tier below that. Verified 21 July 2026.
The plans, side by side
| Plan | Price | Included | Not included |
|---|---|---|---|
| Standard | Price£0per month | Included
| Not included
|
| Plus | Price£3.99per month | Included
| Not included
|
| Premium | Price£7.99per month | Included
| Not included
|
| Metal | Price£14.99per month | Included
| Not included
|
| Ultra | Price£55per month | Included
| Not included
|
- Free tier: yes. The Standard plan is permanently free rather than a trial, and is enough for a lot of everyday use.
- Annual billing: Ultra is £540 a year against £660 paying monthly, a saving of £120
Prices taken from Revolut’s own pricing page(opens in a new tab), checked 21 July 2026.
What Delphina costs
Priced in pounds, billed monthly, cancel whenever. No percentage of your pot.
- Free
- £0per month
- Wealth Builder
- £9.99per month
- Investor
- £19.99per month
Full Delphina pricing (https://delphina.money/pricing)
Which plan you would actually be on
- Standard at £0 per month is the tier that covers everyday spending and transfers.
- Plus at £3.99 per month is the tier that covers everything in standard.
- Premium at £7.99 per month is the tier that covers everything in plus.
- Metal at £14.99 per month is the tier that covers everything in premium.
- Ultra at £55 per month is the tier that covers everything in metal.
Revolut suits people who spend or move money across currencies and travel often, so that is the lens to pick a tier through.
What the price does not cover
- The Standard plan is permanently free rather than a trial, and is enough for a lot of everyday use.
- Travel insurance and lounge access
- Higher exchange and withdrawal limits
- Travel insurance
- Discounted international transfers
Feature by feature
This page is about price. For the feature-by-feature comparison, see Delphina vs Revolut.
Where Delphina fits
Delphina's Free plan is £0 with no time limit and no card. Wealth Builder is £9.99 a month, Investor £19.99, both billed in pounds.
Revolut is a bank and a very capable one for travel and currency, and comparing it with a planning tool is only half fair. Delphina does not hold your money or exchange it. What it does is model UK pensions, ISAs and tax over decades, which Revolut has never set out to do. Most people who use Delphina keep their Revolut account.
More on Revolut
Revolut: common questions
Revolut costs £3.99 per month. Ultra is £540 a year against £660 paying monthly, a saving of £120. Prices were checked on 21 July 2026.
Yes. The Standard plan is permanently free rather than a trial, and is enough for a lot of everyday use. The paid tiers add the features listed above.
The decision-relevant difference is that Plus adds everything in standard. Standard covers everyday spending and transfers.
Yes, at £0 a month. Ultra is £540 a year against £660 paying monthly, a saving of £120, so monthly billing is the more expensive route.
There are cheaper tools in the banking category, though most trade away something Revolut does well. Delphina has a free tier at £0 with no card and no expiry, and Wealth Builder at £9.99 a month; the trade-off is that it is built around UK pensions, ISAs and tax rather than the job Revolut does for people who spend or move money across currencies and travel often.