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Revolut vs Delphina: Financial Planning

How Revolut's banking features compare to Delphina's comprehensive financial planning and forecasting capabilities

Try Delphina's Financial Planning

Financial Planning Capabilities

Revolut

Digital banking features
Spending analytics
Bill tracking
Limited financial forecasting
No retirement planning
No investment planning

Delphina

Advanced banking integration
AI-powered budget analysis
Bill tracking & predictions
Monte Carlo financial forecasting
Comprehensive retirement planning
Full investment portfolio planning

Financial Planning Features

FeatureRevolutDelphina
Budget ManagementBasicAdvanced with AI
Financial ForecastingNoneMonte Carlo Simulations
Retirement PlanningNoneFIRE & State Pension
Investment PlanningNonePortfolio Management
UK Tax PlanningNoneHMRC Integration
Scenario PlanningNoneMultiple Scenarios

Key Differences in Financial Planning

Revolut Limitations

  • Focuses primarily on day-to-day banking
  • No future financial forecasting capabilities
  • Limited to basic spending tracking
  • No retirement or investment planning
  • No UK-specific tax planning features

Delphina Advantages

  • AI-powered financial forecasting and insights
  • Comprehensive long-term financial planning
  • Monte Carlo simulations for risk analysis
  • Full retirement and FIRE planning tools
  • UK-specific tax and state pension planning

Best For Different Needs

Choose Revolut For

  • • Digital banking services
  • • Basic spending analytics
  • • Bill management
  • • International transfers
  • • Users who want a digital bank account

Choose Delphina For

  • • Comprehensive financial planning
  • • Long-term wealth building
  • • Retirement and FIRE planning
  • • Investment portfolio management
  • • UK users wanting tax-optimised planning
  • • Users wanting AI-powered financial insights

Ready for Comprehensive Financial Planning?

Upgrade from Revolut's basic banking to Delphina's complete financial planning and forecasting tools.

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