What ProjectionLab costs
ProjectionLab charges $129 per year, rising to $549 per year on the top tier. There is a free tier below that. Verified 21 July 2026.
The plans, side by side
| Plan | Price | Included | Not included |
|---|---|---|---|
| Basic | Price$0per year | Included
| Not included
|
| Premium | Price$129per year | Included
| Not included
|
| Pro | Price$549per year | Included
| Not included
|
- Free tier: yes. The Basic tier is genuinely free at $0 a year, which is unusual in this category.
- Billing currency: Priced in US dollars, so UK cards pay an FX fee on paid tiers.
Prices taken from ProjectionLab’s own pricing page(opens in a new tab), checked 21 July 2026.
What Delphina costs
Priced in pounds, billed monthly, cancel whenever. No percentage of your pot.
- Free
- £0per month
- Wealth Builder
- £9.99per month
- Investor
- £19.99per month
Full Delphina pricing (https://delphina.money/pricing)
Which plan you would actually be on
- Basic at $0 per year is the tier that covers core projection modelling.
- Premium at $129 per year is the tier that covers full projection and scenario modelling.
- Pro at $549 per year is the tier that covers everything in premium.
ProjectionLab suits confident planners who want to model complex scenarios themselves, so that is the lens to pick a tier through.
What the price does not cover
- Priced in US dollars, so UK cards pay an FX fee on paid tiers.
- The Basic tier is genuinely free at $0 a year, which is unusual in this category.
- Premium planning features
- Adviser and multi-client features
- UK tax and pension rules
Feature by feature
This page is about price. For the feature-by-feature comparison, see Delphina vs ProjectionLab.
Where Delphina fits
Delphina's Free plan is £0 with no time limit and no card. Wealth Builder is £9.99 a month, Investor £19.99, both billed in pounds.
ProjectionLab is the better choice if you want to build the model yourself and enjoy doing it. Delphina is for people who want the UK answer, with ISAs, SIPPs and UK tax already built in, without becoming a modelling hobbyist.
More on ProjectionLab
ProjectionLab: common questions
ProjectionLab costs $129 per year. Prices were checked on 21 July 2026.
Yes. The Basic tier is genuinely free at $0 a year, which is unusual in this category. The paid tiers add the features listed above.
Priced in US dollars, so UK cards pay an FX fee on paid tiers. The size of that fee is set by your card issuer, not by ProjectionLab, so check your card's terms.
The decision-relevant difference is that Premium adds full projection and scenario modelling. Basic covers core projection modelling.
There are cheaper tools in the investing category, though most trade away something ProjectionLab does well. Delphina has a free tier at £0 with no card and no expiry, and Wealth Builder at £9.99 a month; the trade-off is that it is built around UK pensions, ISAs and tax rather than the job ProjectionLab does for confident planners who want to model complex scenarios themselves.